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Single Family ResidenceResidential
$363,104$286 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

395 ROCK SPRINGS RD

CONOWINGO, MD 21918
1
Baths
1,269 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$363K
$343K low$383K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$131,304
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$105,043
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$170,000
CECIL FSB · recorded Jul 20, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
CECIL FSB
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$11,800

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,800 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$264,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$257,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$279,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.1.76
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 744 ft²Patio · 64 ft²Porch · 240 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Conowingo Elementary SchoolB
Elementary · Grades PK–5 · 1.2 mi
M
Rising Sun Middle SchoolA-
Middle · Grades 6–8 · 5.5 mi
H
Rising Sun High SchoolB
High · Grades 9–12 · 10.6 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21918These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,371
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.226 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,570
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,724
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

395 Rock Springs Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 80% of homes in Cecil County
  • Smaller than 70% of homes in Cecil County
  • Has a bigger lot than 82% of homes in Cecil County

What homes are worth in Conowingo 21918

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$732K

This home is worth more than 40% of homes in Conowingo 21918.

How it measures up in Conowingo 21918

The dot is this home. The mark in the middle is the typical home in Conowingo 21918.

Estimated value$363,104
CheaperTypical $386,760Pricier

Pricier than 40% of homes nearby

Price per ft²$286
CheaperTypical $260Pricier

Pricier than 64% of homes nearby

Living area1,269 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 37% of homes nearby

Lot size1.76 ac
SmallerTypical 1.13 acBigger

Bigger than 65% of homes nearby

Year built1983
OlderTypical 1988Newer

Newer than 41% of homes nearby

How 395 Rock Springs Rd ranks against every home in each area.
MeasureThis homeConowingo 21918Cecil County
Estimated valuepricier than$363,10440% of homes51% of homes
Price per ft²pricier than$28664% of homes80% of homes
Living areabigger than1,269 ft²37% of homes30% of homes
Lot sizebigger than1.76 ac65% of homes82% of homes
Year builtnewer than198341% of homes45% of homes

About 395 Rock Springs Rd

How much is 395 Rock Springs Rd, Conowingo, MD worth?

The TopHap Estimate for 395 Rock Springs Rd, Conowingo, MD is $363,104 as of Jul 14, 2026. The likely range is $342,985 to $383,223. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 395 Rock Springs Rd, Conowingo, MD last sell?

395 Rock Springs Rd, Conowingo, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 395 Rock Springs Rd, Conowingo, MD?

395 Rock Springs Rd, Conowingo, MD has 1 bathrooms, 1,269 square feet of living space and a 1.76-acre lot.

When was 395 Rock Springs Rd, Conowingo, MD built?

395 Rock Springs Rd, Conowingo, MD was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 395 Rock Springs Rd, Conowingo, MD?

395 Rock Springs Rd, Conowingo, MD is assigned to Conowingo Elementary School (elementary), rated B; Rising Sun Middle School (middle), rated A-; Rising Sun High School (high), rated B. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 395 Rock Springs Rd, Conowingo, MD compare to other homes in Conowingo 21918?

Among the 1,394 homes in Conowingo 21918, it is worth more than 40% of them ($363,104 against a typical $386,760), its price per square foot is higher than 64% of them ($286 against a typical $260), it is bigger than 37% of them (1,269 ft² against a typical 1,440 ft²), its lot is bigger than 65% of them (1.76 ac against a typical 1.13 ac) and it is newer than 41% of them (1983 against a typical 1988). Measured against all of Cecil County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 395 Rock Springs Rd, Conowingo, MD?

The 2025 property tax bill for 395 Rock Springs Rd, Conowingo, MD was $2,800. The county assessed it at $264,900.

Closest homes

More homes in Conowingo 21918

Assigned schools

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