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Single Family ResidenceResidential
$848,472$334 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $195,000 on Nov 22, 1999

395 ROUTE 520

MARLBORO, NJ 07746
4
Beds
1.5
Baths
2,542 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1740
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$848K
$804K low$893K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$195,000 · Nov 22, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$569,472
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$455,578
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$279,000
INDIANA CHARTERED BK · recorded Nov 29, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,175 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$428,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$145,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$282,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$428,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$428,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMONMOUTH
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 480 ft²Patio · 246 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Marlboro Middle SchoolB-
Middle · Grades 6–8 · 0.4 mi
H
Marlboro High SchoolB-
High · Grades 9–12 · 0.6 mi
E
Marlboro Elementary SchoolB
Elementary · Grades KG–5 · 0.7 mi

District: Freehold Regional School District

Neighborhood · ZIP 07746These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.4
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.19,414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,505 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$176,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$220,395
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

395 Route 520 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 74% of homes in Monmouth County
  • Bigger than 74% of homes in Monmouth County
  • Has a bigger lot than 92% of homes in Marlboro 07746
  • Among the oldest homes in Marlboro 07746

What homes are worth in Marlboro 07746

Each bar is how many homes fall in that price range. The marker is this home.

This home
$471K$1.7M

This home is worth more than 41% of homes in Marlboro 07746.

How it measures up in Marlboro 07746

The dot is this home. The mark in the middle is the typical home in Marlboro 07746.

Estimated value$848,472
CheaperTypical $892,250Pricier

Pricier than 41% of homes nearby

Price per ft²$334
CheaperTypical $353Pricier

Pricier than 30% of homes nearby

Living area2,542 ft²
SmallerTypical 2,564 ft²Bigger

Bigger than 48% of homes nearby

Lot size1.14 ac
SmallerTypical 0.46 acBigger

Bigger than 92% of homes nearby

Year built1740
OlderTypical 1985Newer

Older than almost all homes nearby

How 395 Route 520 ranks against every home in each area.
MeasureThis homeMarlboro 07746Monmouth County
Estimated valuepricier than$848,47241% of homes61% of homes
Price per ft²pricier than$33430% of homes26% of homes
Living areabigger than2,542 ft²48% of homes74% of homes
Lot sizebigger than1.14 ac92% of homes90% of homes
Year builtnewer than1740almost no homesalmost no homes

About 395 Route 520

How much is 395 Route 520, Marlboro, NJ worth?

The TopHap Estimate for 395 Route 520, Marlboro, NJ is $848,472 as of Jul 14, 2026. The likely range is $803,822 to $893,122. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 395 Route 520, Marlboro, NJ last sell?

395 Route 520, Marlboro, NJ last sold on Nov 22, 1999 for $195,000, according to the county's recorded deed.

How big is 395 Route 520, Marlboro, NJ?

395 Route 520, Marlboro, NJ has 4 bedrooms, 1.5 bathrooms and 2,542 square feet of living space.

When was 395 Route 520, Marlboro, NJ built?

395 Route 520, Marlboro, NJ was built in 1740, making it 286 years old. It is a colonial home. The building has 2 stories.

What schools serve 395 Route 520, Marlboro, NJ?

395 Route 520, Marlboro, NJ is assigned to Marlboro Middle School (middle), rated B-; Marlboro High School (high), rated B-; Marlboro Elementary School (elementary), rated B. All sit in Freehold Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 395 Route 520, Marlboro, NJ compare to other homes in Marlboro 07746?

Among the 6,504 homes in Marlboro 07746, it is worth more than 41% of them ($848,472 against a typical $892,250), its price per square foot is higher than 30% of them ($334 against a typical $353), it is bigger than 48% of them (2,542 ft² against a typical 2,564 ft²), its lot is bigger than 92% of them (1.14 ac against a typical 0.46 ac) and it is newer than almost none of them (1740 against a typical 1985). Measured against all of Monmouth County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 395 Route 520, Marlboro, NJ?

The 2025 property tax bill for 395 Route 520, Marlboro, NJ was $11,175. The county assessed it at $428,000.

Closest homes

More homes in Marlboro 07746

Assigned schools

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