Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$275,120$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $212,000 on Oct 28, 2005

3960 NORTHGATE PL

WALDORF, MD 20602
2 / 1
Baths
1,250 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$275K
$264K low$286K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$212,000 · Oct 28, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$65,120
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,096
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
NEW PENN FINANCIAL LLC · recorded Feb 15, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,539 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$240,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$224,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$271,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCharles
Lot (acres)The size of the land the home sits on, from county records.0.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Thomas Stone High SchoolD
High · Grades 9–12 · 0.1 mi
M
John Hanson Middle SchoolC-
Middle · Grades 6–8 · 0.8 mi
E
Dr. Samuel A. Mudd Elementary SchoolC-
Elementary · Grades PK–5 · 1.5 mi

District: Charles County Public Schools

Neighborhood · ZIP 20602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,712
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,045 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,341
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,450
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3960 Northgate Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Charles County
  • Smaller than 83% of homes in Charles County
  • Has a smaller lot than 90% of homes in Charles County
  • Older than 65% of homes in Charles County

What homes are worth in Waldorf 20602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$253K$631K

This home is worth more than 7% of homes in Waldorf 20602.

How it measures up in Waldorf 20602

The dot is this home. The mark in the middle is the typical home in Waldorf 20602.

Estimated value$275,120
CheaperTypical $388,000Pricier

Pricier than 7% of homes nearby

Price per ft²$220
CheaperTypical $233Pricier

Pricier than 39% of homes nearby

Living area1,250 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 28% of homes nearby

Lot size1,920 ft²
SmallerTypical 0.2 acBigger

Bigger than 16% of homes nearby

Year built1984
OlderTypical 1981Newer

Newer than 64% of homes nearby

How 3960 Northgate Pl ranks against every home in each area.
MeasureThis homeWaldorf 20602Charles County
Estimated valuepricier than$275,1207% of homes5% of homes
Price per ft²pricier than$22039% of homes45% of homes
Living areabigger than1,250 ft²28% of homes17% of homes
Lot sizebigger than1,920 ft²16% of homes10% of homes
Year builtnewer than198464% of homes35% of homes

About 3960 Northgate Pl

How much is 3960 Northgate Pl, Waldorf, MD worth?

The TopHap Estimate for 3960 Northgate Pl, Waldorf, MD is $275,120 as of Jun 23, 2026. The likely range is $264,115 to $286,124. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3960 Northgate Pl, Waldorf, MD last sell?

3960 Northgate Pl, Waldorf, MD last sold on Oct 28, 2005 for $212,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3960 Northgate Pl, Waldorf, MD?

3960 Northgate Pl, Waldorf, MD has 2 bathrooms, 1,250 square feet of living space and a 0.04-acre lot.

When was 3960 Northgate Pl, Waldorf, MD built?

3960 Northgate Pl, Waldorf, MD was built in 1984, making it 42 years old. It is a townhouse home. The building has 2 stories.

What schools serve 3960 Northgate Pl, Waldorf, MD?

3960 Northgate Pl, Waldorf, MD is assigned to Thomas Stone High School (high), rated D; John Hanson Middle School (middle), rated C-; Dr. Samuel A. Mudd Elementary School (elementary), rated C-. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3960 Northgate Pl, Waldorf, MD compare to other homes in Waldorf 20602?

Among the 8,550 homes in Waldorf 20602, it is worth more than 7% of them ($275,120 against a typical $388,000), its price per square foot is higher than 39% of them ($220 against a typical $233), it is bigger than 28% of them (1,250 ft² against a typical 1,560 ft²), its lot is bigger than 16% of them (1,920 ft² against a typical 0.2 ac) and it is newer than 64% of them (1984 against a typical 1981). Measured against all of Charles County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3960 Northgate Pl, Waldorf, MD?

The 2025 property tax bill for 3960 Northgate Pl, Waldorf, MD was $3,539. The county assessed it at $240,300.

Closest homes

More homes in Waldorf 20602

Assigned schools

Explore the area

See this home in context

Open 3960 Northgate Pl on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map