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Single Family ResidenceResidential
$505,853$331 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3969 ROUTE 430

BEMUS POINT, NY 14712
3
Beds
2
Baths
1,530 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$506K
$461K low$551K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,398 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$215,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$215,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$346,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyCHAUTAUQUA
Lot (acres)The size of the land the home sits on, from county records.0.21
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 80 ft²Porch · 192 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bemus Point Elementary SchoolB-
Elementary · Grades PK–5 · 0.8 mi
M
Maple Grove Junior/Senior High SchoolA-
Middle · Grades 6–12 · 2.8 mi

District: Bemus Point Central School District

Neighborhood · ZIP 14712These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,980
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,231
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,477
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3969 Route 430 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Chautauqua County
  • Costs more per square foot than 96% of homes in Chautauqua County
  • Has a smaller lot than 74% of homes in Bemus Point 14712
  • Newer than 67% of homes in Chautauqua County

What homes are worth in Bemus Point 14712

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$1.3M

This home is worth more than 72% of homes in Bemus Point 14712.

How it measures up in Bemus Point 14712

The dot is this home. The mark in the middle is the typical home in Bemus Point 14712.

Estimated value$505,853
CheaperTypical $333,814Pricier

Pricier than 72% of homes nearby

Price per ft²$331
CheaperTypical $196Pricier

Pricier than 88% of homes nearby

Living area1,530 ft²
SmallerTypical 1,656 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.21 ac
SmallerTypical 0.54 acBigger

Bigger than 26% of homes nearby

Year built1960
OlderTypical 1960Newer

Newer than 51% of homes nearby

How 3969 Route 430 ranks against every home in each area.
MeasureThis homeBemus Point 14712Chautauqua County
Estimated valuepricier than$505,85372% of homes95% of homes
Price per ft²pricier than$33188% of homes96% of homes
Living areabigger than1,530 ft²42% of homes50% of homes
Lot sizebigger than0.21 ac26% of homes35% of homes
Year builtnewer than196051% of homes67% of homes

About 3969 Route 430

How much is 3969 Route 430, Bemus Point, NY worth?

The TopHap Estimate for 3969 Route 430, Bemus Point, NY is $505,853 as of Sep 24, 2026. The likely range is $460,509 to $551,197. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3969 Route 430, Bemus Point, NY last sell?

3969 Route 430, Bemus Point, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3969 Route 430, Bemus Point, NY?

3969 Route 430, Bemus Point, NY has 3 bedrooms, 2 bathrooms, 1,530 square feet of living space and a 0.21-acre lot.

When was 3969 Route 430, Bemus Point, NY built?

3969 Route 430, Bemus Point, NY was built in 1960, making it 66 years old. It is a cottage home. The building has 1 story.

What schools serve 3969 Route 430, Bemus Point, NY?

3969 Route 430, Bemus Point, NY is assigned to Bemus Point Elementary School (elementary), rated B-; Maple Grove Junior/Senior High School (middle), rated A-. All sit in Bemus Point Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3969 Route 430, Bemus Point, NY compare to other homes in Bemus Point 14712?

Among the 2,045 homes in Bemus Point 14712, it is worth more than 72% of them ($505,853 against a typical $333,814), its price per square foot is higher than 88% of them ($331 against a typical $196), it is bigger than 42% of them (1,530 ft² against a typical 1,656 ft²), its lot is bigger than 26% of them (0.21 ac against a typical 0.54 ac) and it is newer than 51% of them (1960 against a typical 1960). Measured against all of Chautauqua County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3969 Route 430, Bemus Point, NY?

The 2025 property tax bill for 3969 Route 430, Bemus Point, NY was $6,398. The county assessed it at $215,000.

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