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Rural ResidenceResidential
$173,192$96 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $52,000 on Nov 8, 2018

397 ROCKY CREEK RD

ANDREWS, NC 28901
2
Beds
1
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$173K
$122K low$224K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$52,000 · Nov 8, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$173,192
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$138,554

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$840 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$113,720 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,720
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$113,720

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCherokee
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.0.45
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Shed · 336 ft²Porch · 72 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Andrews Middle SchoolB+
Middle · Grades 6–8 · 0.6 mi
H
Andrews High SchoolC
High · Grades 9–12 · 1.9 mi
E
Andrews Elementary SchoolB
Elementary · Grades PK–5 · 1.9 mi

District: Cherokee County Schools

Neighborhood · ZIP 28901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,761
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,908
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,880
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

397 Rocky Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Cherokee County
  • Costs less per square foot than 93% of homes in Cherokee County
  • Bigger than 80% of homes in Cherokee County
  • Has a smaller lot than 91% of homes in Cherokee County
  • Newer than 71% of homes in Andrews 28901

What homes are worth in Andrews 28901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$595K

This home is worth more than 44% of homes in Andrews 28901.

How it measures up in Andrews 28901

The dot is this home. The mark in the middle is the typical home in Andrews 28901.

Estimated value$173,192
CheaperTypical $190,495Pricier

Pricier than 44% of homes nearby

Price per ft²$96
CheaperTypical $151Pricier

Pricier than 16% of homes nearby

Living area1,800 ft²
SmallerTypical 1,369 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.45 ac
SmallerTypical 1.06 acBigger

Bigger than 21% of homes nearby

Year built1992
OlderTypical 1980Newer

Newer than 71% of homes nearby

How 397 Rocky Creek Rd ranks against every home in each area.
MeasureThis homeAndrews 28901Cherokee County
Estimated valuepricier than$173,19244% of homes28% of homes
Price per ft²pricier than$9616% of homes7% of homes
Living areabigger than1,800 ft²77% of homes80% of homes
Lot sizebigger than0.45 ac21% of homes9% of homes
Year builtnewer than199271% of homes48% of homes

About 397 Rocky Creek Rd

How much is 397 Rocky Creek Rd, Andrews, NC worth?

The TopHap Estimate for 397 Rocky Creek Rd, Andrews, NC is $173,192 as of Jul 14, 2026. The likely range is $122,381 to $224,002. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 397 Rocky Creek Rd, Andrews, NC last sell?

397 Rocky Creek Rd, Andrews, NC last sold on Nov 8, 2018 for $52,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 397 Rocky Creek Rd, Andrews, NC?

397 Rocky Creek Rd, Andrews, NC has 2 bedrooms, 1 bathrooms, 1,800 square feet of living space and a 0.45-acre lot.

When was 397 Rocky Creek Rd, Andrews, NC built?

397 Rocky Creek Rd, Andrews, NC was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 397 Rocky Creek Rd, Andrews, NC?

397 Rocky Creek Rd, Andrews, NC is assigned to Andrews Middle School (middle), rated B+; Andrews High School (high), rated C; Andrews Elementary School (elementary), rated B. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 397 Rocky Creek Rd, Andrews, NC compare to other homes in Andrews 28901?

Among the 2,622 homes in Andrews 28901, it is worth more than 44% of them ($173,192 against a typical $190,495), its price per square foot is higher than 16% of them ($96 against a typical $151), it is bigger than 77% of them (1,800 ft² against a typical 1,369 ft²), its lot is bigger than 21% of them (0.45 ac against a typical 1.06 ac) and it is newer than 71% of them (1992 against a typical 1980). Measured against all of Cherokee County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 397 Rocky Creek Rd, Andrews, NC?

The 2025 property tax bill for 397 Rocky Creek Rd, Andrews, NC was $840. The county assessed it at $113,720.

Closest homes

More homes in Andrews 28901

Assigned schools

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