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Single Family ResidenceResidential
$427,335$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

398 MULBERRY RIDGE CIR

PONTOTOC, MS 38863
2 / 1
Baths
2,480 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.

Valuation

$427K
$411K low$444K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$377,335
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$301,868
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.12%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
BANCORPSOUTH BANK · recorded Oct 11, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,646 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,696 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,696
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$206,956

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPontotoc
Lot (acres)The size of the land the home sits on, from county records.5.13
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
South Pontotoc Middle SchoolC-
Middle · Grades 6–8 · 4.6 mi
E
South Pontotoc Elementary SchoolC+
Elementary · Grades KG–5 · 4.6 mi
H
South Pontotoc High SchoolB-
High · Grades 9–12 · 4.6 mi

District: Pontotoc County Schools

Neighborhood · ZIP 38863These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,938
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,828
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

398 Mulberry Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Pontotoc 38863
  • Costs more per square foot than 78% of homes in Pontotoc 38863
  • Bigger than 91% of homes in Pontotoc 38863
  • Has a bigger lot than 72% of homes in Pontotoc 38863
  • Newer than 83% of homes in Pontotoc 38863

What homes are worth in Pontotoc 38863

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$667K

This home is worth more than 90% of homes in Pontotoc 38863.

How it measures up in Pontotoc 38863

The dot is this home. The mark in the middle is the typical home in Pontotoc 38863.

Estimated value$427,335
CheaperTypical $206,149Pricier

Pricier than 90% of homes nearby

Price per ft²$172
CheaperTypical $138Pricier

Pricier than 78% of homes nearby

Living area2,480 ft²
SmallerTypical 1,449 ft²Bigger

Bigger than 91% of homes nearby

Lot size5.13 ac
SmallerTypical 2.01 acBigger

Bigger than 72% of homes nearby

Year built2006
OlderTypical 1986Newer

Newer than 83% of homes nearby

How 398 Mulberry Ridge Cir ranks against every home in each area.
MeasureThis homePontotoc 38863Pontotoc County
Estimated valuepricier than$427,33590% of homes89% of homes
Price per ft²pricier than$17278% of homes75% of homes
Living areabigger than2,480 ft²91% of homes91% of homes
Lot sizebigger than5.13 ac72% of homes72% of homes
Year builtnewer than200683% of homes82% of homes

About 398 Mulberry Ridge Cir

How much is 398 Mulberry Ridge Cir, Pontotoc, MS worth?

The TopHap Estimate for 398 Mulberry Ridge Cir, Pontotoc, MS is $427,335 as of Jul 14, 2026. The likely range is $410,555 to $444,115. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 398 Mulberry Ridge Cir, Pontotoc, MS?

398 Mulberry Ridge Cir, Pontotoc, MS has 2 bathrooms, 2,480 square feet of living space and a 5.13-acre lot.

When was 398 Mulberry Ridge Cir, Pontotoc, MS built?

398 Mulberry Ridge Cir, Pontotoc, MS was built in 2006, making it 20 years old.

What schools serve 398 Mulberry Ridge Cir, Pontotoc, MS?

398 Mulberry Ridge Cir, Pontotoc, MS is assigned to South Pontotoc Middle School (middle), rated C-; South Pontotoc Elementary School (elementary), rated C+; South Pontotoc High School (high), rated B-. All sit in Pontotoc County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 398 Mulberry Ridge Cir, Pontotoc, MS compare to other homes in Pontotoc 38863?

Among the 7,229 homes in Pontotoc 38863, it is worth more than 90% of them ($427,335 against a typical $206,149), its price per square foot is higher than 78% of them ($172 against a typical $138), it is bigger than 91% of them (2,480 ft² against a typical 1,449 ft²), its lot is bigger than 72% of them (5.13 ac against a typical 2.01 ac) and it is newer than 83% of them (2006 against a typical 1986). Measured against all of Pontotoc County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 398 Mulberry Ridge Cir, Pontotoc, MS?

The 2025 property tax bill for 398 Mulberry Ridge Cir, Pontotoc, MS was $2,646. The county assessed it at $20,696.

Closest homes

More homes in Pontotoc 38863

Assigned schools

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