Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$466,093$292 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $470,000 on Jan 31, 2024

398 RICE WAY

LOS BANOS, CA 93635
3
Beds
2.5
Baths
1,598 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$466K
$440K low$492K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$470,000 · Jan 31, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$90,143
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,114
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$375,950
QUONTIC BANK FSB · recorded Jan 31, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$475,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$335,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$486,838

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
76
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
4
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
64
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMERCED
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 59 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grasslands Elementary SchoolB
Elementary · Grades KG–6 · 0.3 mi
H
Pacheco High SchoolC+
High · Grades 9–12 · 0.5 mi
M
Los Banos Junior High SchoolC-
Middle · Grades 7–8 · 0.7 mi

District: Los Banos Unified School District

Neighborhood · ZIP 93635These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.311

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.3.2%
PopulationHow many people live in this area.50,700
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.118 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,599
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,688
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

398 Rice Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Merced County
  • Costs more per square foot than 86% of homes in Merced County
  • Has a smaller lot than 95% of homes in Los Banos 93635
  • Among the newest homes in Los Banos 93635

What homes are worth in Los Banos 93635

Each bar is how many homes fall in that price range. The marker is this home.

This home
$286K$634K

This home is worth more than 65% of homes in Los Banos 93635.

How it measures up in Los Banos 93635

The dot is this home. The mark in the middle is the typical home in Los Banos 93635.

Estimated value$466,093
CheaperTypical $431,019Pricier

Pricier than 65% of homes nearby

Price per ft²$292
CheaperTypical $254Pricier

Pricier than 78% of homes nearby

Living area1,598 ft²
SmallerTypical 1,717 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.11 ac
SmallerTypical 0.15 acBigger

Bigger than 5% of homes nearby

Year built2024
OlderTypical 1999Newer

Newer than almost all homes nearby

How 398 Rice Way ranks against every home in each area.
MeasureThis homeLos Banos 93635Merced County
Estimated valuepricier than$466,09365% of homes79% of homes
Price per ft²pricier than$29278% of homes86% of homes
Living areabigger than1,598 ft²43% of homes53% of homes
Lot sizebigger than0.11 ac5% of homes5% of homes
Year builtnewer than2024almost all homesalmost all homes

About 398 Rice Way

How much is 398 Rice Way, Los Banos, CA worth?

The TopHap Estimate for 398 Rice Way, Los Banos, CA is $466,093 as of Jul 14, 2026. The likely range is $439,825 to $492,361. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 398 Rice Way, Los Banos, CA last sell?

398 Rice Way, Los Banos, CA last sold on Jan 31, 2024 for $470,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 398 Rice Way, Los Banos, CA?

398 Rice Way, Los Banos, CA has 3 bedrooms, 2.5 bathrooms, 1,598 square feet of living space and a 0.11-acre lot.

When was 398 Rice Way, Los Banos, CA built?

398 Rice Way, Los Banos, CA was built in 2024, making it 2 years old.

What schools serve 398 Rice Way, Los Banos, CA?

398 Rice Way, Los Banos, CA is assigned to Grasslands Elementary School (elementary), rated B; Pacheco High School (high), rated C+; Los Banos Junior High School (middle), rated C-. All sit in Los Banos Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 398 Rice Way, Los Banos, CA compare to other homes in Los Banos 93635?

Among the 13,558 homes in Los Banos 93635, it is worth more than 65% of them ($466,093 against a typical $431,019), its price per square foot is higher than 78% of them ($292 against a typical $254), it is bigger than 43% of them (1,598 ft² against a typical 1,717 ft²), its lot is bigger than 5% of them (0.11 ac against a typical 0.15 ac) and it is newer than almost all of them (2024 against a typical 1999). Measured against all of Merced County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Los Banos 93635

Assigned schools

Explore the area

See this home in context

Open 398 Rice Way on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map