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Parcels with improvements, Use Not SpecifiedOther

398 ROCK RIDGE RD

MILL SPRING, NC 28756
3
Beds
3
Baths
2,048 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.58 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$425,000
AMERICAN FINANCIAL NETWORK INC · R · recorded Mar 5, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,695 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$735,446 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,365
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$705,081
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$537,981
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$735,446

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Parcels with improvements, Use Not Specified
CountyPolk
Lot (acres)The size of the land the home sits on, from county records.1.58
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sunny View Elementary SchoolB-
Elementary · Grades PK–5 · 1.7 mi
M
Polk County Middle SchoolC-
Middle · Grades 6–8 · 6.8 mi
H
Polk County High SchoolC+
High · Grades 9–12 · 9.0 mi

District: Polk County Schools

Neighborhood · ZIP 28756These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,442
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,482
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,252
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

398 Rock Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 85% of homes in Mill Spring 28756
  • Has a smaller lot than 73% of homes in Mill Spring 28756
  • Among the newest homes in Polk County

How it measures up in Mill Spring 28756

The dot is this home. The mark in the middle is the typical home in Mill Spring 28756.

Living area2,048 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 85% of homes nearby

Lot size1.58 ac
SmallerTypical 3.33 acBigger

Bigger than 27% of homes nearby

Year built2018
OlderTypical 1986Newer

Newer than almost all homes nearby

How 398 Rock Ridge Rd ranks against every home in each area.
MeasureThis homeMill Spring 28756Polk County
Living areabigger than2,048 ft²85% of homes81% of homes
Lot sizebigger than1.58 ac27% of homes41% of homes
Year builtnewer than2018almost all homesalmost all homes

About 398 Rock Ridge Rd

How big is 398 Rock Ridge Rd, Mill Spring, NC?

398 Rock Ridge Rd, Mill Spring, NC has 3 bedrooms, 3 bathrooms, 2,048 square feet of living space and a 1.58-acre lot.

When was 398 Rock Ridge Rd, Mill Spring, NC built?

398 Rock Ridge Rd, Mill Spring, NC was built in 2018, making it 8 years old.

What schools serve 398 Rock Ridge Rd, Mill Spring, NC?

398 Rock Ridge Rd, Mill Spring, NC is assigned to Sunny View Elementary School (elementary), rated B-; Polk County Middle School (middle), rated C-; Polk County High School (high), rated C+. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 398 Rock Ridge Rd, Mill Spring, NC compare to other homes in Mill Spring 28756?

Among the 1,244 homes in Mill Spring 28756, it is bigger than 85% of them (2,048 ft² against a typical 1,352 ft²), its lot is bigger than 27% of them (1.58 ac against a typical 3.33 ac) and it is newer than almost all of them (2018 against a typical 1986). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 398 Rock Ridge Rd, Mill Spring, NC?

The 2025 property tax bill for 398 Rock Ridge Rd, Mill Spring, NC was $3,695. The county assessed it at $735,446.

Closest homes

More homes in Mill Spring 28756

Assigned schools

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