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Single Family ResidenceResidential
$106,436$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

398 STONE ST

ONEIDA, NY 13421
3
Beds
3 / 1
Baths
1,504 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,049 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$106K
$90K low$123K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,267 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$68,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,197

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.07
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Willard Prior Elementary School
Elementary · Grades PK–1 · 0.6 mi
H
Oneida High SchoolB
High · Grades 9–12 · 0.7 mi
M
Otto Shortell Middle SchoolD
Middle · Grades 6–8 · 2.5 mi

District: Oneida City School District

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

398 Stone St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Madison County
  • Costs less per square foot than 92% of homes in Madison County
  • Among the smallest lots in Oneida 13421
  • Older than 77% of homes in Madison County

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$481K

This home is worth more than 10% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$106,436
CheaperTypical $187,452Pricier

Pricier than 10% of homes nearby

Price per ft²$71
CheaperTypical $129Pricier

Pricier than 9% of homes nearby

Living area1,504 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 42% of homes nearby

Lot size3,049 ft²
SmallerTypical 0.34 acBigger

Smaller than almost all homes nearby

Year built1900
OlderTypical 1930Newer

Newer than 25% of homes nearby

How 398 Stone St ranks against every home in each area.
MeasureThis homeOneida 13421Madison County
Estimated valuepricier than$106,43610% of homes9% of homes
Price per ft²pricier than$719% of homes8% of homes
Living areabigger than1,504 ft²42% of homes45% of homes
Lot sizebigger than3,049 ft²almost no homesalmost no homes
Year builtnewer than190025% of homes23% of homes

About 398 Stone St

How much is 398 Stone St, Oneida, NY worth?

The TopHap Estimate for 398 Stone St, Oneida, NY is $106,436 as of Aug 30, 2026. The likely range is $89,772 to $123,100. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 398 Stone St, Oneida, NY?

398 Stone St, Oneida, NY has 3 bedrooms, 3 bathrooms, 1,504 square feet of living space and a 0.07-acre lot.

When was 398 Stone St, Oneida, NY built?

398 Stone St, Oneida, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 398 Stone St, Oneida, NY?

398 Stone St, Oneida, NY is assigned to Willard Prior Elementary School (elementary); Oneida High School (high), rated B; Otto Shortell Middle School (middle), rated D. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 398 Stone St, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,132 homes in Oneida 13421, it is worth more than 10% of them ($106,436 against a typical $187,452), its price per square foot is higher than 9% of them ($71 against a typical $129), it is bigger than 42% of them (1,504 ft² against a typical 1,622 ft²), its lot is bigger than almost none of them (3,049 ft² against a typical 0.34 ac) and it is newer than 25% of them (1900 against a typical 1930). Measured against all of Madison County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 398 Stone St, Oneida, NY?

The 2025 property tax bill for 398 Stone St, Oneida, NY was $3,267. The county assessed it at $68,300.

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