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Rural ResidenceResidential
$426,541$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $94,500 on Aug 7, 2017

3980 E RIVER RD

BLUFFTON, IN 46714
3
Beds
2.5
Baths
2,012 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$427K
$392K low$461K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$94,500 · Aug 7, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$426,541
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$341,233

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,900 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$237,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.134 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWELLS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.8.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bluffton-Harrison Elementary SchoolC
Elementary · Grades PK–4 · 0.5 mi
M
Bluffton-Harrison Middle SchoolB
Middle · Grades 5–8 · 0.7 mi
H
Bluffton High SchoolA+
High · Grades 9–12 · 0.9 mi

District: Bluffton-Harrison Metropolitan School District

Neighborhood · ZIP 46714These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.141
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.16,434
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.125 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,451
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,617
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3980 E River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Bluffton 46714
  • Costs more per square foot than 93% of homes in Bluffton 46714
  • Bigger than 68% of homes in Bluffton 46714
  • Has a bigger lot than 94% of homes in Bluffton 46714
  • Older than 76% of homes in Wells County

What homes are worth in Bluffton 46714

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$602K

This home is worth more than 89% of homes in Bluffton 46714.

How it measures up in Bluffton 46714

The dot is this home. The mark in the middle is the typical home in Bluffton 46714.

Estimated value$426,541
CheaperTypical $224,474Pricier

Pricier than 89% of homes nearby

Price per ft²$212
CheaperTypical $143Pricier

Pricier than 93% of homes nearby

Living area2,012 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 68% of homes nearby

Lot size8.1 ac
SmallerTypical 0.37 acBigger

Bigger than 94% of homes nearby

Year built1964
OlderTypical 1976Newer

Newer than 29% of homes nearby

How 3980 E River Rd ranks against every home in each area.
MeasureThis homeBluffton 46714Wells County
Estimated valuepricier than$426,54189% of homes89% of homes
Price per ft²pricier than$21293% of homes91% of homes
Living areabigger than2,012 ft²68% of homes68% of homes
Lot sizebigger than8.1 ac94% of homes91% of homes
Year builtnewer than196429% of homes24% of homes

About 3980 E River Rd

How much is 3980 E River Rd, Bluffton, IN worth?

The TopHap Estimate for 3980 E River Rd, Bluffton, IN is $426,541 as of Jul 14, 2026. The likely range is $391,720 to $461,362. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3980 E River Rd, Bluffton, IN last sell?

3980 E River Rd, Bluffton, IN last sold on Aug 7, 2017 for $94,500, according to the county's recorded deed.

How big is 3980 E River Rd, Bluffton, IN?

3980 E River Rd, Bluffton, IN has 3 bedrooms, 2.5 bathrooms, 2,012 square feet of living space and a 8.10-acre lot.

When was 3980 E River Rd, Bluffton, IN built?

3980 E River Rd, Bluffton, IN was built in 1964, making it 62 years old. The building has 1 story.

What schools serve 3980 E River Rd, Bluffton, IN?

3980 E River Rd, Bluffton, IN is assigned to Bluffton-Harrison Elementary School (elementary), rated C; Bluffton-Harrison Middle School (middle), rated B; Bluffton High School (high), rated A+. All sit in Bluffton-Harrison Metropolitan School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3980 E River Rd, Bluffton, IN compare to other homes in Bluffton 46714?

Among the 5,391 homes in Bluffton 46714, it is worth more than 89% of them ($426,541 against a typical $224,474), its price per square foot is higher than 93% of them ($212 against a typical $143), it is bigger than 68% of them (2,012 ft² against a typical 1,716 ft²), its lot is bigger than 94% of them (8.1 ac against a typical 0.37 ac) and it is newer than 29% of them (1964 against a typical 1976). Measured against all of Wells County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3980 E River Rd, Bluffton, IN?

The 2025 property tax bill for 3980 E River Rd, Bluffton, IN was $1,900. The county assessed it at $280,000.

Closest homes

More homes in Bluffton 46714

Assigned schools

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