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Mobile HomeResidential
Last sold for $18,000 on Sep 1, 1998

3985 FLAT ROCK RD

TERRELL, NC 28682
3
Beds
2
Baths
1,075 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.85 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$18,000 · Sep 1, 1998
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,274
BRANCH BANKING AND TRUST CO · recorded May 29, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$801 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$162,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$162,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Mobile Home
StyleThe architectural style of the home, such as ranch or colonial.Mobile/Manufactured
CountyCATAWBA
Lot (acres)The size of the land the home sits on, from county records.0.85
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 264 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sherrills Ford Elementary SchoolB
Elementary · Grades KG–6 · 2.8 mi
H
Bandys High SchoolA-
High · Grades 9–12 · 7.7 mi
M
Mill Creek Middle SchoolC
Middle · Grades 7–8 · 8.1 mi

District: Catawba County Schools

Neighborhood · ZIP 28682These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,415
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.260 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,332
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$199,741
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3985 Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 95% of homes in Terrell 28682
  • Has a bigger lot than 78% of homes in Terrell 28682
  • Newer than 73% of homes in Catawba County

How it measures up in Terrell 28682

The dot is this home. The mark in the middle is the typical home in Terrell 28682.

Living area1,075 ft²
SmallerTypical 1,791 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.85 ac
SmallerTypical 0.53 acBigger

Bigger than 78% of homes nearby

Year built1998
OlderTypical 2004Newer

Newer than 37% of homes nearby

How 3985 Flat Rock Rd ranks against every home in each area.
MeasureThis homeTerrell 28682Catawba County
Living areabigger than1,075 ft²5% of homes14% of homes
Lot sizebigger than0.85 ac78% of homes68% of homes
Year builtnewer than199837% of homes73% of homes

About 3985 Flat Rock Rd

When did 3985 Flat Rock Rd, Terrell, NC last sell?

3985 Flat Rock Rd, Terrell, NC last sold on Sep 1, 1998 for $18,000, according to the county's recorded deed.

How big is 3985 Flat Rock Rd, Terrell, NC?

3985 Flat Rock Rd, Terrell, NC has 3 bedrooms, 2 bathrooms, 1,075 square feet of living space and a 0.85-acre lot.

When was 3985 Flat Rock Rd, Terrell, NC built?

3985 Flat Rock Rd, Terrell, NC was built in 1998, making it 28 years old. It is a mobile/manufactured home. The building has 1 story.

What schools serve 3985 Flat Rock Rd, Terrell, NC?

3985 Flat Rock Rd, Terrell, NC is assigned to Sherrills Ford Elementary School (elementary), rated B; Bandys High School (high), rated A-; Mill Creek Middle School (middle), rated C. All sit in Catawba County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3985 Flat Rock Rd, Terrell, NC compare to other homes in Terrell 28682?

Among the 1,108 homes in Terrell 28682, it is bigger than 5% of them (1,075 ft² against a typical 1,791 ft²), its lot is bigger than 78% of them (0.85 ac against a typical 0.53 ac) and it is newer than 37% of them (1998 against a typical 2004). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3985 Flat Rock Rd, Terrell, NC?

The 2024 property tax bill for 3985 Flat Rock Rd, Terrell, NC was $801. The county assessed it at $162,600.

Closest homes

More homes in Terrell 28682

Assigned schools

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