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Single Family ResidenceResidential
$1,706,445$675 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

4 COTTAGE ST

BELMONT, MA 02478
4
Beds
2.5
Baths
2,527 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.7M
$1.6M low$1.8M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$20,081 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,763,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$881,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$882,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,378,355

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roger E WellingtonA
Elementary · Grades PK–3 · 0.1 mi
H
Belmont High SchoolA+
High · Grades 9–12 · 0.3 mi
M
Winthrop L Chenery Upper Elementary SchoolA-
Middle · Grades 4–6 · 0.6 mi

District: Belmont School District

Neighborhood · ZIP 02478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,959 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$162,650
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$213,185
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Middlesex County
  • Costs more per square foot than 84% of homes in Middlesex County
  • Bigger than 75% of homes in Middlesex County
  • Has a bigger lot than 74% of homes in Belmont 02478
  • Newer than 93% of homes in Belmont 02478

What homes are worth in Belmont 02478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$593K$3.6M

This home is worth more than 67% of homes in Belmont 02478.

How it measures up in Belmont 02478

The dot is this home. The mark in the middle is the typical home in Belmont 02478.

Estimated value$1,706,445
CheaperTypical $1,471,618Pricier

Pricier than 67% of homes nearby

Price per ft²$675
CheaperTypical $725Pricier

Pricier than 35% of homes nearby

Living area2,527 ft²
SmallerTypical 2,113 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.24 ac
SmallerTypical 0.16 acBigger

Bigger than 74% of homes nearby

Year built1987
OlderTypical 1930Newer

Newer than 93% of homes nearby

How 4 Cottage St ranks against every home in each area.
MeasureThis homeBelmont 02478Middlesex County
Estimated valuepricier than$1,706,44567% of homes91% of homes
Price per ft²pricier than$67535% of homes84% of homes
Living areabigger than2,527 ft²68% of homes75% of homes
Lot sizebigger than0.24 ac74% of homes41% of homes
Year builtnewer than198793% of homes80% of homes

About 4 Cottage St

How much is 4 Cottage St, Belmont, MA worth?

The TopHap Estimate for 4 Cottage St, Belmont, MA is $1,706,445 as of Aug 30, 2026. The likely range is $1,625,248 to $1,787,642. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Cottage St, Belmont, MA last sell?

4 Cottage St, Belmont, MA last sold on Nov 7, 2017, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4 Cottage St, Belmont, MA?

4 Cottage St, Belmont, MA has 4 bedrooms, 2.5 bathrooms, 2,527 square feet of living space and a 0.24-acre lot.

When was 4 Cottage St, Belmont, MA built?

4 Cottage St, Belmont, MA was built in 1987, making it 39 years old. The building has 2 stories.

What schools serve 4 Cottage St, Belmont, MA?

4 Cottage St, Belmont, MA is assigned to Roger E Wellington (elementary), rated A; Belmont High School (high), rated A+; Winthrop L Chenery Upper Elementary School (middle), rated A-. All sit in Belmont School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Cottage St, Belmont, MA compare to other homes in Belmont 02478?

Among the 7,995 homes in Belmont 02478, it is worth more than 67% of them ($1,706,445 against a typical $1,471,618), its price per square foot is higher than 35% of them ($675 against a typical $725), it is bigger than 68% of them (2,527 ft² against a typical 2,113 ft²), its lot is bigger than 74% of them (0.24 ac against a typical 0.16 ac) and it is newer than 93% of them (1987 against a typical 1930). Measured against all of Middlesex County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Cottage St, Belmont, MA?

The 2025 property tax bill for 4 Cottage St, Belmont, MA was $20,081. The county assessed it at $1,763,000.

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