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Single Family ResidenceResidential
$988,743$595 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

44 COTTAGE ST

BELMONT, MA 02478
3
Beds
1.5
Baths
1,663 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,888 ft²
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$989K
$842K low$1.1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,085 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,061,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$692,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$369,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$911,145

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roger E WellingtonA
Elementary · Grades PK–3 · 0.1 mi
H
Belmont High SchoolA+
High · Grades 9–12 · 0.4 mi
M
Winthrop L Chenery Upper Elementary SchoolA-
Middle · Grades 4–6 · 0.5 mi

District: Belmont School District

Neighborhood · ZIP 02478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,959 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$162,650
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$213,185
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

44 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Belmont 02478
  • Costs less per square foot than 84% of homes in Belmont 02478
  • Smaller than 72% of homes in Belmont 02478
  • Has a smaller lot than 96% of homes in Belmont 02478
  • Older than 96% of homes in Belmont 02478

What homes are worth in Belmont 02478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$573K$3.7M

This home is worth more than 17% of homes in Belmont 02478.

How it measures up in Belmont 02478

The dot is this home. The mark in the middle is the typical home in Belmont 02478.

Estimated value$988,743
CheaperTypical $1,469,067Pricier

Pricier than 17% of homes nearby

Price per ft²$595
CheaperTypical $724Pricier

Pricier than 16% of homes nearby

Living area1,663 ft²
SmallerTypical 2,118 ft²Bigger

Bigger than 28% of homes nearby

Lot size3,888 ft²
SmallerTypical 0.16 acBigger

Bigger than 4% of homes nearby

Year built1890
OlderTypical 1930Newer

Newer than 4% of homes nearby

How 44 Cottage St ranks against every home in each area.
MeasureThis homeBelmont 02478Middlesex County
Estimated valuepricier than$988,74317% of homes69% of homes
Price per ft²pricier than$59516% of homes75% of homes
Living areabigger than1,663 ft²28% of homes42% of homes
Lot sizebigger than3,888 ft²4% of homes8% of homes
Year builtnewer than18904% of homes7% of homes

About 44 Cottage St

How much is 44 Cottage St, Belmont, MA worth?

The TopHap Estimate for 44 Cottage St, Belmont, MA is $988,743 as of Aug 30, 2026. The likely range is $842,393 to $1,135,093. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 44 Cottage St, Belmont, MA last sell?

44 Cottage St, Belmont, MA last sold on Nov 4, 2013, according to the county's recorded deed.

How big is 44 Cottage St, Belmont, MA?

44 Cottage St, Belmont, MA has 3 bedrooms, 1.5 bathrooms, 1,663 square feet of living space and a 0.09-acre lot.

When was 44 Cottage St, Belmont, MA built?

44 Cottage St, Belmont, MA was built in 1890, making it 136 years old. The building has 2 stories.

What schools serve 44 Cottage St, Belmont, MA?

44 Cottage St, Belmont, MA is assigned to Roger E Wellington (elementary), rated A; Belmont High School (high), rated A+; Winthrop L Chenery Upper Elementary School (middle), rated A-. All sit in Belmont School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 44 Cottage St, Belmont, MA compare to other homes in Belmont 02478?

Among the 7,995 homes in Belmont 02478, it is worth more than 17% of them ($988,743 against a typical $1,469,067), its price per square foot is higher than 16% of them ($595 against a typical $724), it is bigger than 28% of them (1,663 ft² against a typical 2,118 ft²), its lot is bigger than 4% of them (3,888 ft² against a typical 0.16 ac) and it is newer than 4% of them (1890 against a typical 1930). Measured against all of Middlesex County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 44 Cottage St, Belmont, MA?

The 2025 property tax bill for 44 Cottage St, Belmont, MA was $12,085. The county assessed it at $1,061,000.

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