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Single Family ResidenceResidential
$424,036$348 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4 MONTEROSA CT

SACRAMENTO, CA 95823
3
Beds
2
Baths
1,217 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$424K
$388K low$460K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$340,408
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$272,326
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$83,628
WELLS FARGO HOME MORTGAGE INC · recorded Jul 31, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,682 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$233,595 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$86,450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$147,145
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$229,015

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
75
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
38
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Samuel Jackman Middle SchoolC-
Middle · Grades 7–8 · 0.6 mi
E
Union House Elementary SchoolC+
Elementary · Grades KG–6 · 0.6 mi
H
Valley High SchoolC-
High · Grades 9–12 · 1.4 mi

District: Elk Grove Unified School District

Neighborhood · ZIP 95823These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.84,096
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,328
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,002
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Monterosa Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Sacramento County
  • Costs more per square foot than 86% of homes in Sacramento 95823
  • Smaller than 79% of homes in Sacramento County
  • Has a smaller lot than 68% of homes in Sacramento 95823
  • Newer than 82% of homes in Sacramento 95823

What homes are worth in Sacramento 95823

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$581K

This home is worth more than 50% of homes in Sacramento 95823.

How it measures up in Sacramento 95823

The dot is this home. The mark in the middle is the typical home in Sacramento 95823.

Estimated value$424,036
CheaperTypical $423,639Pricier

Pricier than 50% of homes nearby

Price per ft²$348
CheaperTypical $296Pricier

Pricier than 86% of homes nearby

Living area1,217 ft²
SmallerTypical 1,417 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.14 ac
SmallerTypical 0.15 acBigger

Bigger than 32% of homes nearby

Year built1990
OlderTypical 1981Newer

Newer than 82% of homes nearby

How 4 Monterosa Ct ranks against every home in each area.
MeasureThis homeValley Hi / North LagunaSacramento 95823Sacramento County
Estimated valuepricier than$424,03629% of homes50% of homes26% of homes
Price per ft²pricier than$34878% of homes86% of homes69% of homes
Living areabigger than1,217 ft²23% of homes28% of homes21% of homes
Lot sizebigger than0.14 ac44% of homes32% of homes33% of homes
Year builtnewer than199064% of homes82% of homes64% of homes

About 4 Monterosa Ct

How much is 4 Monterosa Ct, Sacramento, CA worth?

The TopHap Estimate for 4 Monterosa Ct, Sacramento, CA is $424,036 as of Jul 14, 2026. The likely range is $387,905 to $460,167. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Monterosa Ct, Sacramento, CA last sell?

4 Monterosa Ct, Sacramento, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4 Monterosa Ct, Sacramento, CA?

4 Monterosa Ct, Sacramento, CA has 3 bedrooms, 2 bathrooms, 1,217 square feet of living space and a 0.14-acre lot.

When was 4 Monterosa Ct, Sacramento, CA built?

4 Monterosa Ct, Sacramento, CA was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 4 Monterosa Ct, Sacramento, CA?

4 Monterosa Ct, Sacramento, CA is assigned to Samuel Jackman Middle School (middle), rated C-; Union House Elementary School (elementary), rated C+; Valley High School (high), rated C-. All sit in Elk Grove Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Monterosa Ct, Sacramento, CA compare to other homes in Sacramento 95823?

Among the 17,640 homes in Sacramento 95823, it is worth more than 50% of them ($424,036 against a typical $423,639), its price per square foot is higher than 86% of them ($348 against a typical $296), it is bigger than 28% of them (1,217 ft² against a typical 1,417 ft²), its lot is bigger than 32% of them (0.14 ac against a typical 0.15 ac) and it is newer than 82% of them (1990 against a typical 1981). Measured against all of Sacramento County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Monterosa Ct, Sacramento, CA?

The 2025 property tax bill for 4 Monterosa Ct, Sacramento, CA was $2,682. The county assessed it at $233,595.

Closest homes

More homes in Sacramento 95823

Assigned schools

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