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Single Family ResidenceResidential
$80,122$47 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4 ROSS ST

OXFORD, NY 13830
3
Beds
1
Baths
1,694 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1875
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$80K
$65K low$96K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.115%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
COMMUNITY BANK NA · 7.25% 1 · recorded Oct 3, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,793 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$43,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$118,108

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyChenango
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oxford Academy Middle SchoolC+
Middle · Grades 5–8 · 0.2 mi
H
Oxford Academy High SchoolA-
High · Grades 9–12 · 0.3 mi
E
Oxford Academy Primary SchoolC-
Elementary · Grades PK–4 · 0.3 mi

District: Oxford Academy and Central School District

Neighborhood · ZIP 13830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,890
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,388
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,341
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Ross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Chenango County
  • Costs less per square foot than 93% of homes in Chenango County
  • Bigger than 67% of homes in Oxford 13830
  • Has a smaller lot than 97% of homes in Chenango County
  • Older than 83% of homes in Chenango County

What homes are worth in Oxford 13830

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$411K

This home is worth more than 11% of homes in Oxford 13830.

How it measures up in Oxford 13830

The dot is this home. The mark in the middle is the typical home in Oxford 13830.

Estimated value$80,122
CheaperTypical $147,166Pricier

Pricier than 11% of homes nearby

Price per ft²$47
CheaperTypical $94Pricier

Pricier than 9% of homes nearby

Living area1,694 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.13 ac
SmallerTypical 1.84 acBigger

Bigger than 4% of homes nearby

Year built1875
OlderTypical 1960Newer

Newer than 22% of homes nearby

How 4 Ross St ranks against every home in each area.
MeasureThis homeOxford 13830Chenango County
Estimated valuepricier than$80,12211% of homes10% of homes
Price per ft²pricier than$479% of homes7% of homes
Living areabigger than1,694 ft²67% of homes63% of homes
Lot sizebigger than0.13 ac4% of homes3% of homes
Year builtnewer than187522% of homes17% of homes

About 4 Ross St

How much is 4 Ross St, Oxford, NY worth?

The TopHap Estimate for 4 Ross St, Oxford, NY is $80,122 as of Jul 14, 2026. The likely range is $64,651 to $95,593. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4 Ross St, Oxford, NY?

4 Ross St, Oxford, NY has 3 bedrooms, 1 bathrooms, 1,694 square feet of living space and a 0.13-acre lot.

When was 4 Ross St, Oxford, NY built?

4 Ross St, Oxford, NY was built in 1875, making it 151 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 4 Ross St, Oxford, NY?

4 Ross St, Oxford, NY is assigned to Oxford Academy Middle School (middle), rated C+; Oxford Academy High School (high), rated A-; Oxford Academy Primary School (elementary), rated C-. All sit in Oxford Academy and Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Ross St, Oxford, NY compare to other homes in Oxford 13830?

Among the 2,273 homes in Oxford 13830, it is worth more than 11% of them ($80,122 against a typical $147,166), its price per square foot is higher than 9% of them ($47 against a typical $94), it is bigger than 67% of them (1,694 ft² against a typical 1,352 ft²), its lot is bigger than 4% of them (0.13 ac against a typical 1.84 ac) and it is newer than 22% of them (1875 against a typical 1960). Measured against all of Chenango County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Ross St, Oxford, NY?

The 2025 property tax bill for 4 Ross St, Oxford, NY was $4,793. The county assessed it at $43,700.

Closest homes

More homes in Oxford 13830

Assigned schools

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