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Single Family ResidenceResidential
$816,636$317 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4 SHELTER HARBOR CT

WADING RIVER, NY 11792
4
Beds
2
Baths
2,576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$817K
$772K low$861K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$322,636
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$258,109
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
DREAM HOUSE MORTGAGE CO · recorded Sep 12, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$274,000
TD BK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,035 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,350 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$906,250

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.72
HeatingThe type of heating system in the home.Radiant
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Shoreham-Wading River High SchoolA+
High · Grades 9–12 · 0.3 mi
E
Miller Avenue School
Elementary · Grades KG–2 · 1.7 mi
M
Albert G. Prodell Middle SchoolB
Middle · Grades 6–8 · 2.0 mi

District: Shoreham-Wading River Central School District

Neighborhood · ZIP 11792These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,607
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.677 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,954
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$160,367
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Shelter Harbor Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Ridge
  • Costs less per square foot than 85% of homes in Wading River 11792
  • Bigger than 95% of homes in Ridge
  • Has a bigger lot than 85% of homes in Suffolk County
  • Newer than 87% of homes in Ridge

What homes are worth in Wading River 11792

Each bar is how many homes fall in that price range. The marker is this home.

This home
$403K$1.8M

This home is worth more than 53% of homes in Wading River 11792.

How it measures up in Wading River 11792

The dot is this home. The mark in the middle is the typical home in Wading River 11792.

Estimated value$816,636
CheaperTypical $801,365Pricier

Pricier than 53% of homes nearby

Price per ft²$317
CheaperTypical $393Pricier

Pricier than 15% of homes nearby

Living area2,576 ft²
SmallerTypical 2,076 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.72 ac
SmallerTypical 0.6 acBigger

Bigger than 60% of homes nearby

Year built1992
OlderTypical 1978Newer

Newer than 68% of homes nearby

How 4 Shelter Harbor Ct ranks against every home in each area.
MeasureThis homeRidgeWading River 11792Suffolk County
Estimated valuepricier than$816,63694% of homes53% of homes69% of homes
Price per ft²pricier than$31722% of homes15% of homes15% of homes
Living areabigger than2,576 ft²95% of homes75% of homes86% of homes
Lot sizebigger than0.72 ac83% of homes60% of homes85% of homes
Year builtnewer than199287% of homes68% of homes78% of homes

About 4 Shelter Harbor Ct

How much is 4 Shelter Harbor Ct, Wading River, NY worth?

The TopHap Estimate for 4 Shelter Harbor Ct, Wading River, NY is $816,636 as of Jul 14, 2026. The likely range is $771,968 to $861,304. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Shelter Harbor Ct, Wading River, NY last sell?

4 Shelter Harbor Ct, Wading River, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4 Shelter Harbor Ct, Wading River, NY?

4 Shelter Harbor Ct, Wading River, NY has 4 bedrooms, 2 bathrooms, 2,576 square feet of living space and a 0.72-acre lot.

When was 4 Shelter Harbor Ct, Wading River, NY built?

4 Shelter Harbor Ct, Wading River, NY was built in 1992, making it 34 years old. It is a colonial home. The building has 2 stories.

What schools serve 4 Shelter Harbor Ct, Wading River, NY?

4 Shelter Harbor Ct, Wading River, NY is assigned to Shoreham-Wading River High School (high), rated A+; Miller Avenue School (elementary); Albert G. Prodell Middle School (middle), rated B. All sit in Shoreham-Wading River Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Shelter Harbor Ct, Wading River, NY compare to other homes in Wading River 11792?

Among the 3,276 homes in Wading River 11792, it is worth more than 53% of them ($816,636 against a typical $801,365), its price per square foot is higher than 15% of them ($317 against a typical $393), it is bigger than 75% of them (2,576 ft² against a typical 2,076 ft²), its lot is bigger than 60% of them (0.72 ac against a typical 0.6 ac) and it is newer than 68% of them (1992 against a typical 1978). Measured against all of Suffolk County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Shelter Harbor Ct, Wading River, NY?

The 2024 property tax bill for 4 Shelter Harbor Ct, Wading River, NY was $16,035. The county assessed it at $4,350.

Closest homes

More homes in Wading River 11792

Assigned schools

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