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Single Family ResidenceResidential
$479,885$480 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $450,000 on Oct 30, 2025

40 CROSS ST

WESTERLY, RI 02891
2
Beds
1.5
Baths
1,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,227 ft²
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$480K
$406K low$554K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$450,000 · Oct 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,691 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$345,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$136,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$410,539

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
State Street Elementary SchoolB+
Elementary · Grades KG–4 · 0.4 mi
H
Westerly High SchoolB+
High · Grades 9–12 · 0.5 mi
M
Westerly Middle SchoolB-
Middle · Grades 5–8 · 2.5 mi

District: Westerly School District

Neighborhood · ZIP 02891These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,875
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.710 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,075
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,216
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Cross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Washington County
  • Costs more per square foot than 80% of homes in Westerly 02891
  • Smaller than 88% of homes in Westerly 02891
  • Among the smallest lots in Westerly 02891
  • Older than 96% of homes in Westerly 02891

What homes are worth in Westerly 02891

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$3.1M

This home is worth more than 30% of homes in Westerly 02891.

How it measures up in Westerly 02891

The dot is this home. The mark in the middle is the typical home in Westerly 02891.

Estimated value$479,885
CheaperTypical $580,808Pricier

Pricier than 30% of homes nearby

Price per ft²$480
CheaperTypical $368Pricier

Pricier than 80% of homes nearby

Living area1,000 ft²
SmallerTypical 1,679 ft²Bigger

Bigger than 12% of homes nearby

Lot size4,227 ft²
SmallerTypical 0.39 acBigger

Smaller than almost all homes nearby

Year built1890
OlderTypical 1975Newer

Newer than 4% of homes nearby

How 40 Cross St ranks against every home in each area.
MeasureThis homeWesterly 02891Washington County
Estimated valuepricier than$479,88530% of homes20% of homes
Price per ft²pricier than$48080% of homes67% of homes
Living areabigger than1,000 ft²12% of homes15% of homes
Lot sizebigger than4,227 ft²almost no homesalmost no homes
Year builtnewer than18904% of homes4% of homes

About 40 Cross St

How much is 40 Cross St, Westerly, RI worth?

The TopHap Estimate for 40 Cross St, Westerly, RI is $479,885 as of Oct 21, 2026. The likely range is $405,640 to $554,130. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Cross St, Westerly, RI last sell?

40 Cross St, Westerly, RI last sold on Oct 30, 2025 for $450,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 40 Cross St, Westerly, RI?

40 Cross St, Westerly, RI has 2 bedrooms, 1.5 bathrooms, 1,000 square feet of living space and a 0.10-acre lot.

When was 40 Cross St, Westerly, RI built?

40 Cross St, Westerly, RI was built in 1890, making it 136 years old. It is a conventional home. The building has 2 stories.

What schools serve 40 Cross St, Westerly, RI?

40 Cross St, Westerly, RI is assigned to State Street Elementary School (elementary), rated B+; Westerly High School (high), rated B+; Westerly Middle School (middle), rated B-. All sit in Westerly School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Cross St, Westerly, RI compare to other homes in Westerly 02891?

Among the 10,296 homes in Westerly 02891, it is worth more than 30% of them ($479,885 against a typical $580,808), its price per square foot is higher than 80% of them ($480 against a typical $368), it is bigger than 12% of them (1,000 ft² against a typical 1,679 ft²), its lot is bigger than almost none of them (4,227 ft² against a typical 0.39 ac) and it is newer than 4% of them (1890 against a typical 1975). Measured against all of Washington County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Cross St, Westerly, RI?

The 2025 property tax bill for 40 Cross St, Westerly, RI was $2,691. The county assessed it at $345,900.

More homes on Cross St

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