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Single Family ResidenceResidential
$405,068$176 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $363,600 on Jun 29, 2023

40 OAK RIDGE CT

CHEROKEE RIDGE, AL 35175
2
Baths
2,301 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$405K
$348K low$462K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$363,600 · Jun 29, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$59,648
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$47,718
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$345,420
AMERICAN PORTFOLIO MORTGAGE CORP · recorded Jun 29, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,278 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,320 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,280
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$384,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMARSHALL
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Brindlee Mountain Primary SchoolC
Elementary · Grades PK–2 · 7.2 mi
M
Brindlee Mountain High SchoolD+
Middle · Grades 6–12 · 9.0 mi

District: Marshall County School District

Neighborhood · ZIP 35175These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.85 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,166
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,758
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Oak Ridge Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Marshall County
  • Costs more per square foot than 75% of homes in Marshall County
  • Bigger than 81% of homes in Marshall County
  • Has a smaller lot than 98% of homes in Union Grove 35175
  • Newer than 85% of homes in Union Grove 35175

What homes are worth in Union Grove 35175

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$900K

This home is worth more than 77% of homes in Union Grove 35175.

How it measures up in Union Grove 35175

The dot is this home. The mark in the middle is the typical home in Union Grove 35175.

Estimated value$405,068
CheaperTypical $245,721Pricier

Pricier than 77% of homes nearby

Price per ft²$176
CheaperTypical $146Pricier

Pricier than 69% of homes nearby

Living area2,301 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.21 ac
SmallerTypical 1.68 acBigger

Bigger than 2% of homes nearby

Year built2004
OlderTypical 1988Newer

Newer than 85% of homes nearby

How 40 Oak Ridge Ct ranks against every home in each area.
MeasureThis homeUnion Grove 35175Marshall County
Estimated valuepricier than$405,06877% of homes82% of homes
Price per ft²pricier than$17669% of homes75% of homes
Living areabigger than2,301 ft²80% of homes81% of homes
Lot sizebigger than0.21 ac2% of homes5% of homes
Year builtnewer than200485% of homes85% of homes

About 40 Oak Ridge Ct

How much is 40 Oak Ridge Ct, Cherokee Ridge, AL worth?

The TopHap Estimate for 40 Oak Ridge Ct, Cherokee Ridge, AL is $405,068 as of Jul 14, 2026. The likely range is $348,499 to $461,637. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Oak Ridge Ct, Cherokee Ridge, AL last sell?

40 Oak Ridge Ct, Cherokee Ridge, AL last sold on Jun 29, 2023 for $363,600, according to the county's recorded deed.

How big is 40 Oak Ridge Ct, Cherokee Ridge, AL?

40 Oak Ridge Ct, Cherokee Ridge, AL has 2 bathrooms, 2,301 square feet of living space and a 0.21-acre lot.

When was 40 Oak Ridge Ct, Cherokee Ridge, AL built?

40 Oak Ridge Ct, Cherokee Ridge, AL was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 40 Oak Ridge Ct, Cherokee Ridge, AL?

40 Oak Ridge Ct, Cherokee Ridge, AL is assigned to Brindlee Mountain Primary School (elementary), rated C; Brindlee Mountain High School (middle), rated D+. All sit in Marshall County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Oak Ridge Ct, Cherokee Ridge, AL compare to other homes in Union Grove 35175?

Among the 2,069 homes in Union Grove 35175, it is worth more than 77% of them ($405,068 against a typical $245,721), its price per square foot is higher than 69% of them ($176 against a typical $146), it is bigger than 80% of them (2,301 ft² against a typical 1,596 ft²), its lot is bigger than 2% of them (0.21 ac against a typical 1.68 ac) and it is newer than 85% of them (2004 against a typical 1988). Measured against all of Marshall County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Oak Ridge Ct, Cherokee Ridge, AL?

The 2025 property tax bill for 40 Oak Ridge Ct, Cherokee Ridge, AL was $1,278. The county assessed it at $31,320.

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Closest homes

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Assigned schools

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