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Single Family ResidenceResidential
$421,502$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $105,000 on Dec 23, 2020

40 OLD RIVER RD

MILFORD, NJ 08848
0
Baths
2,886 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1786
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$422K
$309K low$534K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · Dec 23, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$401,502
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$321,202
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.5%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
JOHN & DENISE MOCZULSKI · recorded Dec 23, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,441 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$192,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$192,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$192,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUNTERDON
Lot (acres)The size of the land the home sits on, from county records.0.52
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holland Township Elementary SchoolB+
Elementary · Grades PK–8 · 3.9 mi
H
Delaware Valley Regional High SchoolA
High · Grades 9–12 · 9.8 mi

District: Holland Township School District

Neighborhood · ZIP 08848These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,155
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.240 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,756
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,661
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Old River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Hunterdon County
  • Among the lowest price per square foot in Milford 08848
  • Bigger than 84% of homes in Milford 08848
  • Has a smaller lot than 75% of homes in Milford 08848
  • Among the oldest homes in Milford 08848

What homes are worth in Milford 08848

Each bar is how many homes fall in that price range. The marker is this home.

This home
$274K$996K

This home is worth more than 21% of homes in Milford 08848.

How it measures up in Milford 08848

The dot is this home. The mark in the middle is the typical home in Milford 08848.

Estimated value$421,502
CheaperTypical $523,656Pricier

Pricier than 21% of homes nearby

Price per ft²$146
CheaperTypical $280Pricier

Cheaper than almost all homes nearby

Living area2,886 ft²
SmallerTypical 1,850 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.52 ac
SmallerTypical 1.16 acBigger

Bigger than 25% of homes nearby

Year built1786
OlderTypical 1970Newer

Older than almost all homes nearby

How 40 Old River Rd ranks against every home in each area.
MeasureThis homeMilford 08848Hunterdon County
Estimated valuepricier than$421,50221% of homes18% of homes
Price per ft²pricier than$146almost no homesalmost no homes
Living areabigger than2,886 ft²84% of homes77% of homes
Lot sizebigger than0.52 ac25% of homes36% of homes
Year builtnewer than1786almost no homesalmost no homes

About 40 Old River Rd

How much is 40 Old River Rd, Milford, NJ worth?

The TopHap Estimate for 40 Old River Rd, Milford, NJ is $421,502 as of Jul 14, 2026. The likely range is $309,058 to $533,946. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Old River Rd, Milford, NJ last sell?

40 Old River Rd, Milford, NJ last sold on Dec 23, 2020 for $105,000, according to the county's recorded deed.

How big is 40 Old River Rd, Milford, NJ?

40 Old River Rd, Milford, NJ has 2,886 square feet of living space and a 0.52-acre lot.

When was 40 Old River Rd, Milford, NJ built?

40 Old River Rd, Milford, NJ was built in 1786, making it 240 years old. The building has 2 stories.

What schools serve 40 Old River Rd, Milford, NJ?

40 Old River Rd, Milford, NJ is assigned to Holland Township Elementary School (elementary), rated B+; Delaware Valley Regional High School (high), rated A. All sit in Holland Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Old River Rd, Milford, NJ compare to other homes in Milford 08848?

Among the 2,763 homes in Milford 08848, it is worth more than 21% of them ($421,502 against a typical $523,656), its price per square foot is higher than almost none of them ($146 against a typical $280), it is bigger than 84% of them (2,886 ft² against a typical 1,850 ft²), its lot is bigger than 25% of them (0.52 ac against a typical 1.16 ac) and it is newer than almost none of them (1786 against a typical 1970). Measured against all of Hunterdon County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Old River Rd, Milford, NJ?

The 2025 property tax bill for 40 Old River Rd, Milford, NJ was $6,441. The county assessed it at $192,500.

Closest homes

More homes in Milford 08848

Assigned schools

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