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Single Family ResidenceResidential
$401,941$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $402,500 on Jul 29, 2022

40 PRINCESS RUTH LN

PALM COAST, FL 32164
4
Beds
2
Baths
1,928 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$402K
$372K low$432K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$402,500 · Jul 29, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$31,441
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$25,153
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$370,500
CARDINAL FINANCIAL COMPANY LP · recorded Jul 29, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,234 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$287,986 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$235,986
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$285,955
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$287,986

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFlagler
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Buddy Taylor Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi
E
Wadsworth Elementary SchoolB
Elementary · Grades PK–5 · 0.8 mi
H
Flagler Palm Coast High SchoolC-
High · Grades 9–12 · 3.1 mi

District: Flagler County School District

Neighborhood · ZIP 32164These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.56,991
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,661 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,347
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Princess Ruth Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Belle Terrace at Palm Coast
  • Costs more per square foot than 85% of homes in Belle Terrace at Palm Coast
  • Newer than 67% of homes in Belle Terrace at Palm Coast

What homes are worth in Palm Coast 32164

Each bar is how many homes fall in that price range. The marker is this home.

This home
$239K$564K

This home is worth more than 77% of homes in Palm Coast 32164.

How it measures up in Palm Coast 32164

The dot is this home. The mark in the middle is the typical home in Palm Coast 32164.

Estimated value$401,941
CheaperTypical $345,994Pricier

Pricier than 77% of homes nearby

Price per ft²$208
CheaperTypical $190Pricier

Pricier than 77% of homes nearby

Living area1,928 ft²
SmallerTypical 1,865 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.23 ac
SmallerTypical 0.23 acBigger

Bigger than 50% of homes nearby

Year built2005
OlderTypical 2004Newer

Newer than 61% of homes nearby

How 40 Princess Ruth Ln ranks against every home in each area.
MeasureThis homeBelle Terrace at Palm CoastPalm Coast 32164Flagler County
Estimated valuepricier than$401,94181% of homes77% of homes57% of homes
Price per ft²pricier than$20885% of homes77% of homes54% of homes
Living areabigger than1,928 ft²63% of homes54% of homes54% of homes
Lot sizebigger than0.23 ac47% of homes50% of homes51% of homes
Year builtnewer than200567% of homes61% of homes64% of homes

About 40 Princess Ruth Ln

How much is 40 Princess Ruth Ln, Palm Coast, FL worth?

The TopHap Estimate for 40 Princess Ruth Ln, Palm Coast, FL is $401,941 as of Jul 14, 2026. The likely range is $371,636 to $432,246. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Princess Ruth Ln, Palm Coast, FL last sell?

40 Princess Ruth Ln, Palm Coast, FL last sold on Jul 29, 2022 for $402,500, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 40 Princess Ruth Ln, Palm Coast, FL?

40 Princess Ruth Ln, Palm Coast, FL has 4 bedrooms, 2 bathrooms, 1,928 square feet of living space and a 0.23-acre lot.

When was 40 Princess Ruth Ln, Palm Coast, FL built?

40 Princess Ruth Ln, Palm Coast, FL was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 40 Princess Ruth Ln, Palm Coast, FL?

40 Princess Ruth Ln, Palm Coast, FL is assigned to Buddy Taylor Middle School (middle), rated C+; Wadsworth Elementary School (elementary), rated B; Flagler Palm Coast High School (high), rated C-. All sit in Flagler County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Princess Ruth Ln, Palm Coast, FL compare to other homes in Palm Coast 32164?

Among the 23,884 homes in Palm Coast 32164, it is worth more than 77% of them ($401,941 against a typical $345,994), its price per square foot is higher than 77% of them ($208 against a typical $190), it is bigger than 54% of them (1,928 ft² against a typical 1,865 ft²), its lot is bigger than 50% of them (0.23 ac against a typical 0.23 ac) and it is newer than 61% of them (2005 against a typical 2004). Measured against all of Flagler County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Princess Ruth Ln, Palm Coast, FL?

The 2025 property tax bill for 40 Princess Ruth Ln, Palm Coast, FL was $5,234. The county assessed it at $287,986.

More homes on Princess Ruth Ln

Closest homes

More homes in Palm Coast 32164

Assigned schools

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