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Single Family ResidenceResidential
$686,603$292 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $145,000 on Apr 25, 2002

40 RIVER RD

MONTAGUE, NJ 07827
0
Baths
2,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$687K
$653K low$720K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Apr 25, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$441,603
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$353,282
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$145,000
FIELDPOINT PVT BK & TR · recorded Dec 30, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
MERCK EMPS FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,657 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$339,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$108,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$231,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$339,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$339,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
57
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUSSEX
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lenape Valley Regional High SchoolC
High · Grades 9–12 · 1.5 mi
E
Byram Lakes Elementary SchoolB
Elementary · Grades PK–4 · 1.8 mi
M
Byram Intermediate SchoolB+
Middle · Grades 5–8 · 1.8 mi

District: Byram Township School District

Neighborhood · ZIP 07827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.4,264
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,620
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Montague 07827
  • Costs more per square foot than 89% of homes in Montague 07827
  • Bigger than 88% of homes in Montague 07827
  • Has a smaller lot than 84% of homes in Montague 07827
  • Newer than 98% of homes in Montague 07827

What homes are worth in Montague 07827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$591K

This home is worth more than almost all homes in Montague 07827.

How it measures up in Montague 07827

The dot is this home. The mark in the middle is the typical home in Montague 07827.

Estimated value$686,603
CheaperTypical $276,608Pricier

Pricier than almost all homes nearby

Price per ft²$292
CheaperTypical $204Pricier

Pricier than 89% of homes nearby

Living area2,352 ft²
SmallerTypical 1,402 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.37 ac
SmallerTypical 0.75 acBigger

Bigger than 16% of homes nearby

Year built2010
OlderTypical 1975Newer

Newer than 98% of homes nearby

How 40 River Rd ranks against every home in each area.
MeasureThis homeMontague 07827Sussex County
Estimated valuepricier than$686,603almost all homes89% of homes
Price per ft²pricier than$29289% of homes56% of homes
Living areabigger than2,352 ft²88% of homes80% of homes
Lot sizebigger than0.37 ac16% of homes50% of homes
Year builtnewer than201098% of homes98% of homes

About 40 River Rd

How much is 40 River Rd, Montague, NJ worth?

The TopHap Estimate for 40 River Rd, Montague, NJ is $686,603 as of Jul 14, 2026. The likely range is $653,436 to $719,770. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 River Rd, Montague, NJ last sell?

40 River Rd, Montague, NJ last sold on Apr 25, 2002 for $145,000, according to the county's recorded deed.

How big is 40 River Rd, Montague, NJ?

40 River Rd, Montague, NJ has 2,352 square feet of living space and a 0.37-acre lot.

When was 40 River Rd, Montague, NJ built?

40 River Rd, Montague, NJ was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 40 River Rd, Montague, NJ?

40 River Rd, Montague, NJ is assigned to Lenape Valley Regional High School (high), rated C; Byram Lakes Elementary School (elementary), rated B; Byram Intermediate School (middle), rated B+. All sit in Byram Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 River Rd, Montague, NJ compare to other homes in Montague 07827?

Among the 2,720 homes in Montague 07827, it is worth more than almost all of them ($686,603 against a typical $276,608), its price per square foot is higher than 89% of them ($292 against a typical $204), it is bigger than 88% of them (2,352 ft² against a typical 1,402 ft²), its lot is bigger than 16% of them (0.37 ac against a typical 0.75 ac) and it is newer than 98% of them (2010 against a typical 1975). Measured against all of Sussex County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 River Rd, Montague, NJ?

The 2025 property tax bill for 40 River Rd, Montague, NJ was $13,657. The county assessed it at $339,800.

Closest homes

More homes in Montague 07827

Assigned schools

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