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Duplex (2 Units, Any Combination)Residential

40 ROY ST

SWAMPSCOTT, MA 01907
4
Beds
2
Baths
2,179 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,615 ft²
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
WARREN FIVE CTS SAVINGS · R · recorded Jan 3, 1991

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,781 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$504,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$198,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$305,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$504,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyEssex
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Swampscott High SchoolA
High · Grades 9–12 · 0.4 mi
M
Swampscott Middle SchoolC+
Middle · Grades 5–8 · 1.3 mi
E
Swampscott Elementary SchoolC+
Elementary · Grades KG–4 · 1.6 mi

District: Swampscott School District

Neighborhood · ZIP 01907These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,022
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$135,474
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$175,738
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Roy St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 95% of homes in Swampscott 01907
  • Older than 74% of homes in Essex County

How it measures up in Swampscott 01907

The dot is this home. The mark in the middle is the typical home in Swampscott 01907.

Living area2,179 ft²
SmallerTypical 1,838 ft²Bigger

Bigger than 64% of homes nearby

Lot size3,615 ft²
SmallerTypical 0.19 acBigger

Bigger than 5% of homes nearby

Year built1915
OlderTypical 1938Newer

Newer than 28% of homes nearby

How 40 Roy St ranks against every home in each area.
MeasureThis homeSwampscott 01907Essex County
Living areabigger than2,179 ft²64% of homes63% of homes
Lot sizebigger than3,615 ft²5% of homes6% of homes
Year builtnewer than191528% of homes26% of homes

About 40 Roy St

When did 40 Roy St, Swampscott, MA last sell?

40 Roy St, Swampscott, MA last sold on Jan 3, 1991, according to the county's recorded deed.

How big is 40 Roy St, Swampscott, MA?

40 Roy St, Swampscott, MA has 4 bedrooms, 2 bathrooms, 2,179 square feet of living space and a 0.08-acre lot.

When was 40 Roy St, Swampscott, MA built?

40 Roy St, Swampscott, MA was built in 1915, making it 111 years old. It is a conventional home. The building has 3 stories.

What schools serve 40 Roy St, Swampscott, MA?

40 Roy St, Swampscott, MA is assigned to Swampscott High School (high), rated A; Swampscott Middle School (middle), rated C+; Swampscott Elementary School (elementary), rated C+. All sit in Swampscott School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Roy St, Swampscott, MA compare to other homes in Swampscott 01907?

Among the 5,167 homes in Swampscott 01907, it is bigger than 64% of them (2,179 ft² against a typical 1,838 ft²), its lot is bigger than 5% of them (3,615 ft² against a typical 0.19 ac) and it is newer than 28% of them (1915 against a typical 1938). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Roy St, Swampscott, MA?

The 2025 property tax bill for 40 Roy St, Swampscott, MA was $5,781. The county assessed it at $504,000.

Closest homes

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Assigned schools

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