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Single Family ResidenceResidential
$330,817$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

40 RUTH AVE

HAMPDEN, ME 04444
3
Beds
1.5
Baths
1,372 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$331K
$272K low$389K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$155,617
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$124,494
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,200
MORTGAGE NTWK · recorded Oct 4, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,747 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$212,310 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,710
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$157,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$188,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$357,865

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyPENOBSCOT
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hampden AcademyB
High · Grades 9–12 · 1.1 mi
E
Earl C Mcgraw School
Elementary · Grades PK–1 · 1.2 mi
M
Reeds Brook Middle SchoolA+
Middle · Grades 6–8 · 1.3 mi

District: Regional School Unit 22

Neighborhood · ZIP 04444These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,652
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,136
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,614
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Ruth Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Penobscot County
  • Costs more per square foot than 65% of homes in Penobscot County
  • Has a smaller lot than 84% of homes in Hampden 04444

What homes are worth in Hampden 04444

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$856K

This home is worth more than 43% of homes in Hampden 04444.

How it measures up in Hampden 04444

The dot is this home. The mark in the middle is the typical home in Hampden 04444.

Estimated value$330,817
CheaperTypical $355,845Pricier

Pricier than 43% of homes nearby

Price per ft²$241
CheaperTypical $243Pricier

Pricier than 49% of homes nearby

Living area1,372 ft²
SmallerTypical 1,499 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.4 ac
SmallerTypical 2 acBigger

Bigger than 16% of homes nearby

Year built1983
OlderTypical 1981Newer

Newer than 52% of homes nearby

How 40 Ruth Ave ranks against every home in each area.
MeasureThis homeHampden 04444Penobscot County
Estimated valuepricier than$330,81743% of homes69% of homes
Price per ft²pricier than$24149% of homes65% of homes
Living areabigger than1,372 ft²42% of homes47% of homes
Lot sizebigger than0.4 ac16% of homes32% of homes
Year builtnewer than198352% of homes62% of homes

About 40 Ruth Ave

How much is 40 Ruth Ave, Hampden, ME worth?

The TopHap Estimate for 40 Ruth Ave, Hampden, ME is $330,817 as of Jul 14, 2026. The likely range is $272,151 to $389,483. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Ruth Ave, Hampden, ME last sell?

40 Ruth Ave, Hampden, ME last sold on Mar 25, 2005, according to the county's recorded deed.

How big is 40 Ruth Ave, Hampden, ME?

40 Ruth Ave, Hampden, ME has 3 bedrooms, 1.5 bathrooms, 1,372 square feet of living space and a 0.40-acre lot.

When was 40 Ruth Ave, Hampden, ME built?

40 Ruth Ave, Hampden, ME was built in 1983, making it 43 years old. It is a conventional home. The building has 2 stories.

What schools serve 40 Ruth Ave, Hampden, ME?

40 Ruth Ave, Hampden, ME is assigned to Hampden Academy (high), rated B; Earl C Mcgraw School (elementary); Reeds Brook Middle School (middle), rated A+. All sit in Regional School Unit 22. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Ruth Ave, Hampden, ME compare to other homes in Hampden 04444?

Among the 3,581 homes in Hampden 04444, it is worth more than 43% of them ($330,817 against a typical $355,845), its price per square foot is higher than 49% of them ($241 against a typical $243), it is bigger than 42% of them (1,372 ft² against a typical 1,499 ft²), its lot is bigger than 16% of them (0.4 ac against a typical 2 ac) and it is newer than 52% of them (1983 against a typical 1981). Measured against all of Penobscot County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Ruth Ave, Hampden, ME?

The 2025 property tax bill for 40 Ruth Ave, Hampden, ME was $3,747. The county assessed it at $212,310.

Closest homes

More homes in Hampden 04444

Assigned schools

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