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Single Family ResidenceResidential
$981,324$376 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $975,000 on Jul 1, 2026

40 RUTH DR

NEW CITY, NY 10956
3.5
Baths
2,611 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$981K
$917K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$975,000 · Jul 1, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$353,277
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$282,622
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$21,060 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$163,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyROCKLAND
Lot (acres)The size of the land the home sits on, from county records.0.35
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 572 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Little Tor Elementary SchoolB+
Elementary · Grades KG–5 · 0.4 mi
H
Clarkstown North Senior High SchoolB+
High · Grades 9–12 · 1.5 mi
M
Felix Festa Character Middle SchoolB+
Middle · Grades 6–8 · 2.6 mi

District: Clarkstown Central School District

Neighborhood · ZIP 10956These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.33,861
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,001 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$154,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$178,018
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Ruth Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in New City 10956
  • Bigger than 75% of homes in Rockland County
  • Has a smaller lot than 73% of homes in New City 10956

What homes are worth in New City 10956

Each bar is how many homes fall in that price range. The marker is this home.

This home
$448K$1.5M

This home is worth more than 80% of homes in New City 10956.

How it measures up in New City 10956

The dot is this home. The mark in the middle is the typical home in New City 10956.

Estimated value$981,324
CheaperTypical $820,912Pricier

Pricier than 80% of homes nearby

Price per ft²$376
CheaperTypical $374Pricier

Pricier than 51% of homes nearby

Living area2,611 ft²
SmallerTypical 2,224 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.35 ac
SmallerTypical 0.46 acBigger

Bigger than 27% of homes nearby

Year built1969
OlderTypical 1969Newer

Newer than 54% of homes nearby

How 40 Ruth Dr ranks against every home in each area.
MeasureThis homeNew City 10956Rockland County
Estimated valuepricier than$981,32480% of homes78% of homes
Price per ft²pricier than$37651% of homes50% of homes
Living areabigger than2,611 ft²68% of homes75% of homes
Lot sizebigger than0.35 ac27% of homes55% of homes
Year builtnewer than196954% of homes52% of homes

About 40 Ruth Dr

How much is 40 Ruth Dr, New City, NY worth?

The TopHap Estimate for 40 Ruth Dr, New City, NY is $981,324 as of Jul 14, 2026. The likely range is $917,381 to $1,045,267. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Ruth Dr, New City, NY last sell?

40 Ruth Dr, New City, NY last sold on Jul 1, 2026 for $975,000, according to the county's recorded deed.

How big is 40 Ruth Dr, New City, NY?

40 Ruth Dr, New City, NY has 3.5 bathrooms, 2,611 square feet of living space and a 0.35-acre lot.

When was 40 Ruth Dr, New City, NY built?

40 Ruth Dr, New City, NY was built in 1969, making it 57 years old. It is a colonial home. The building has 2 stories.

What schools serve 40 Ruth Dr, New City, NY?

40 Ruth Dr, New City, NY is assigned to Little Tor Elementary School (elementary), rated B+; Clarkstown North Senior High School (high), rated B+; Felix Festa Character Middle School (middle), rated B+. All sit in Clarkstown Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Ruth Dr, New City, NY compare to other homes in New City 10956?

Among the 9,885 homes in New City 10956, it is worth more than 80% of them ($981,324 against a typical $820,912), its price per square foot is higher than 51% of them ($376 against a typical $374), it is bigger than 68% of them (2,611 ft² against a typical 2,224 ft²), its lot is bigger than 27% of them (0.35 ac against a typical 0.46 ac) and it is newer than 54% of them (1969 against a typical 1969). Measured against all of Rockland County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Ruth Dr, New City, NY?

The 2025 property tax bill for 40 Ruth Dr, New City, NY was $21,060. The county assessed it at $186,700.

Closest homes

More homes in New City 10956

Assigned schools

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