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Single Family ResidenceResidential
$347,177$120 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

400 RIGGS RD

HUBERT, NC 28539
5
Beds
3
Baths
2,886 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$347K
$312K low$382K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,452
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,962
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$219,725
PNC BANK NA · recorded Jul 25, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,615 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$246,498 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$206,498
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$246,498
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,498

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOnslow
Lot (acres)The size of the land the home sits on, from county records.1.43
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Silverdale Elementary SchoolC+
Elementary · Grades KG–5 · 3.5 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 5.3 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 5.3 mi

District: Onslow County Schools

Neighborhood · ZIP 28539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,029
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

400 Riggs Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Hubert 28539
  • Costs less per square foot than 93% of homes in Hubert 28539
  • Bigger than 96% of homes in Hubert 28539
  • Has a bigger lot than 88% of homes in Onslow County
  • Older than 67% of homes in Hubert 28539

What homes are worth in Hubert 28539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$632K

This home is worth more than 75% of homes in Hubert 28539.

How it measures up in Hubert 28539

The dot is this home. The mark in the middle is the typical home in Hubert 28539.

Estimated value$347,177
CheaperTypical $271,824Pricier

Pricier than 75% of homes nearby

Price per ft²$120
CheaperTypical $178Pricier

Pricier than 7% of homes nearby

Living area2,886 ft²
SmallerTypical 1,546 ft²Bigger

Bigger than 96% of homes nearby

Lot size1.43 ac
SmallerTypical 0.48 acBigger

Bigger than 85% of homes nearby

Year built1995
OlderTypical 2002Newer

Newer than 33% of homes nearby

How 400 Riggs Rd ranks against every home in each area.
MeasureThis homeHubert 28539Onslow County
Estimated valuepricier than$347,17775% of homes70% of homes
Price per ft²pricier than$1207% of homes7% of homes
Living areabigger than2,886 ft²96% of homes93% of homes
Lot sizebigger than1.43 ac85% of homes88% of homes
Year builtnewer than199533% of homes42% of homes

About 400 Riggs Rd

How much is 400 Riggs Rd, Hubert, NC worth?

The TopHap Estimate for 400 Riggs Rd, Hubert, NC is $347,177 as of Jun 23, 2026. The likely range is $312,459 to $381,894. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 400 Riggs Rd, Hubert, NC last sell?

400 Riggs Rd, Hubert, NC last sold on Jun 18, 2010, according to the county's recorded deed.

How big is 400 Riggs Rd, Hubert, NC?

400 Riggs Rd, Hubert, NC has 5 bedrooms, 3 bathrooms, 2,886 square feet of living space and a 1.43-acre lot.

When was 400 Riggs Rd, Hubert, NC built?

400 Riggs Rd, Hubert, NC was built in 1995, making it 31 years old. It is a ranch home. The building has 1 story.

What schools serve 400 Riggs Rd, Hubert, NC?

400 Riggs Rd, Hubert, NC is assigned to Silverdale Elementary School (elementary), rated C+; Swansboro Middle School (middle), rated B-; Swansboro High School (high), rated A-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 400 Riggs Rd, Hubert, NC compare to other homes in Hubert 28539?

Among the 7,183 homes in Hubert 28539, it is worth more than 75% of them ($347,177 against a typical $271,824), its price per square foot is higher than 7% of them ($120 against a typical $178), it is bigger than 96% of them (2,886 ft² against a typical 1,546 ft²), its lot is bigger than 85% of them (1.43 ac against a typical 0.48 ac) and it is newer than 33% of them (1995 against a typical 2002). Measured against all of Onslow County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 400 Riggs Rd, Hubert, NC?

The 2025 property tax bill for 400 Riggs Rd, Hubert, NC was $1,615. The county assessed it at $246,498.

More homes on Riggs Rd

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Assigned schools

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