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Single Family ResidenceResidential
$1,302,606$360 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

400 SADDLE RUN

LAKE FOREST, IL 60045
4
Beds
4 / 1
Baths
3,614 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.2M low$1.4M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,302,606
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,042,085

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,299 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$304,905 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$139,210
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$165,695
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$292,615
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$914,807

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLake
Lot (acres)The size of the land the home sits on, from county records.1.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherokee Elementary SchoolA+
Elementary · Grades KG–4 · 1.1 mi
M
Deer Path Middle School WestA+
Middle · Grades 7–8 · 1.3 mi
H
Lake Forest High SchoolA
High · Grades 9–12 · 2.5 mi

District: Lake Forest School District 67

Neighborhood · ZIP 60045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.21,049
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.934 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$182,935
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$257,314
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

400 Saddle Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Lake County
  • Costs more per square foot than 92% of homes in Lake County
  • Bigger than 92% of homes in Lake County
  • Has a bigger lot than 94% of homes in Lake County
  • Newer than 78% of homes in Lake Forest 60045

What homes are worth in Lake Forest 60045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$405K$4.1M

This home is worth more than 59% of homes in Lake Forest 60045.

How it measures up in Lake Forest 60045

The dot is this home. The mark in the middle is the typical home in Lake Forest 60045.

Estimated value$1,302,606
CheaperTypical $1,157,753Pricier

Pricier than 59% of homes nearby

Price per ft²$360
CheaperTypical $376Pricier

Pricier than 42% of homes nearby

Living area3,614 ft²
SmallerTypical 3,194 ft²Bigger

Bigger than 62% of homes nearby

Lot size1.26 ac
SmallerTypical 0.52 acBigger

Bigger than 80% of homes nearby

Year built1993
OlderTypical 1974Newer

Newer than 78% of homes nearby

How 400 Saddle Run ranks against every home in each area.
MeasureThis homeLake Forest 60045Lake County
Estimated valuepricier than$1,302,60659% of homes96% of homes
Price per ft²pricier than$36042% of homes92% of homes
Living areabigger than3,614 ft²62% of homes92% of homes
Lot sizebigger than1.26 ac80% of homes94% of homes
Year builtnewer than199378% of homes70% of homes

About 400 Saddle Run

How much is 400 Saddle Run, Lake Forest, IL worth?

The TopHap Estimate for 400 Saddle Run, Lake Forest, IL is $1,302,606 as of Jul 14, 2026. The likely range is $1,230,033 to $1,375,179. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 400 Saddle Run, Lake Forest, IL?

400 Saddle Run, Lake Forest, IL has 4 bedrooms, 4 bathrooms, 3,614 square feet of living space and a 1.26-acre lot.

When was 400 Saddle Run, Lake Forest, IL built?

400 Saddle Run, Lake Forest, IL was built in 1993, making it 33 years old. It is a conventional home. The building has 2 stories.

What schools serve 400 Saddle Run, Lake Forest, IL?

400 Saddle Run, Lake Forest, IL is assigned to Cherokee Elementary School (elementary), rated A+; Deer Path Middle School West (middle), rated A+; Lake Forest High School (high), rated A. All sit in Lake Forest School District 67. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 400 Saddle Run, Lake Forest, IL compare to other homes in Lake Forest 60045?

Among the 7,552 homes in Lake Forest 60045, it is worth more than 59% of them ($1,302,606 against a typical $1,157,753), its price per square foot is higher than 42% of them ($360 against a typical $376), it is bigger than 62% of them (3,614 ft² against a typical 3,194 ft²), its lot is bigger than 80% of them (1.26 ac against a typical 0.52 ac) and it is newer than 78% of them (1993 against a typical 1974). Measured against all of Lake County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 400 Saddle Run, Lake Forest, IL?

The 2024 property tax bill for 400 Saddle Run, Lake Forest, IL was $17,299. The county assessed it at $304,905.

Closest homes

More homes in Lake Forest 60045

Assigned schools

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