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Single Family ResidenceResidential
$2,351,223$362 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,200,000 on Aug 12, 2019

461 SADDLE RUN

LAKE FOREST, IL 60045
5
Beds
11 / 2
Baths
6,495 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.4M
$2.2M low$2.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,200,000 · Aug 12, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$901,223
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$720,978
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$960,000
MUFG UNION BANK NA · 3.87% 1 · recorded Aug 12, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$490,000
GUARANTEED RATE INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$32,026 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$541,949 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$192,242
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$349,707
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$520,104
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,626,010

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLake
Lot (acres)The size of the land the home sits on, from county records.1.74
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 414 ft²Porch · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherokee Elementary SchoolA+
Elementary · Grades KG–4 · 1.2 mi
M
Deer Path Middle School WestA+
Middle · Grades 7–8 · 1.4 mi
H
Lake Forest High SchoolA
High · Grades 9–12 · 2.6 mi

District: Lake Forest School District 67

Neighborhood · ZIP 60045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.21,049
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.934 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$182,935
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$257,314
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

461 Saddle Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Lake County
  • Costs more per square foot than 93% of homes in Lake County
  • Among the largest homes in Lake County
  • Has a bigger lot than 96% of homes in Lake County
  • Newer than 78% of homes in Lake Forest 60045

What homes are worth in Lake Forest 60045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$405K$4.1M

This home is worth more than 89% of homes in Lake Forest 60045.

How it measures up in Lake Forest 60045

The dot is this home. The mark in the middle is the typical home in Lake Forest 60045.

Estimated value$2,351,223
CheaperTypical $1,157,753Pricier

Pricier than 89% of homes nearby

Price per ft²$362
CheaperTypical $376Pricier

Pricier than 43% of homes nearby

Living area6,495 ft²
SmallerTypical 3,194 ft²Bigger

Bigger than 93% of homes nearby

Lot size1.74 ac
SmallerTypical 0.52 acBigger

Bigger than 92% of homes nearby

Year built1993
OlderTypical 1974Newer

Newer than 78% of homes nearby

How 461 Saddle Run ranks against every home in each area.
MeasureThis homeLake Forest 60045Lake County
Estimated valuepricier than$2,351,22389% of homesalmost all homes
Price per ft²pricier than$36243% of homes93% of homes
Living areabigger than6,495 ft²93% of homesalmost all homes
Lot sizebigger than1.74 ac92% of homes96% of homes
Year builtnewer than199378% of homes70% of homes

About 461 Saddle Run

How much is 461 Saddle Run, Lake Forest, IL worth?

The TopHap Estimate for 461 Saddle Run, Lake Forest, IL is $2,351,223 as of Jul 14, 2026. The likely range is $2,154,972 to $2,547,474. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 461 Saddle Run, Lake Forest, IL last sell?

461 Saddle Run, Lake Forest, IL last sold on Aug 12, 2019 for $1,200,000, according to the county's recorded deed.

How big is 461 Saddle Run, Lake Forest, IL?

461 Saddle Run, Lake Forest, IL has 5 bedrooms, 11 bathrooms, 6,495 square feet of living space and a 1.74-acre lot.

When was 461 Saddle Run, Lake Forest, IL built?

461 Saddle Run, Lake Forest, IL was built in 1993, making it 33 years old. It is a conventional home. The building has 1 story.

What schools serve 461 Saddle Run, Lake Forest, IL?

461 Saddle Run, Lake Forest, IL is assigned to Cherokee Elementary School (elementary), rated A+; Deer Path Middle School West (middle), rated A+; Lake Forest High School (high), rated A. All sit in Lake Forest School District 67. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 461 Saddle Run, Lake Forest, IL compare to other homes in Lake Forest 60045?

Among the 7,552 homes in Lake Forest 60045, it is worth more than 89% of them ($2,351,223 against a typical $1,157,753), its price per square foot is higher than 43% of them ($362 against a typical $376), it is bigger than 93% of them (6,495 ft² against a typical 3,194 ft²), its lot is bigger than 92% of them (1.74 ac against a typical 0.52 ac) and it is newer than 78% of them (1993 against a typical 1974). Measured against all of Lake County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 461 Saddle Run, Lake Forest, IL?

The 2024 property tax bill for 461 Saddle Run, Lake Forest, IL was $32,026. The county assessed it at $541,949.

Closest homes

More homes in Lake Forest 60045

Assigned schools

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