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Single Family ResidenceResidential
$431,749$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4005 WHITE ST

RICHMOND, IL 60071
2
Beds
0
Baths
1,847 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$432K
$402K low$461K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$275,307
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$220,246
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$156,442
GUARANTEED RATE · 3.125% 2 · recorded May 14, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,415 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,083 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,575
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,508
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,805
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,249

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcHenry
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 280 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Richmond-Burton High SchoolA-
High · Grades 9–12 · 1.9 mi
M
Nippersink Middle SchoolB
Middle · Grades 6–8 · 2.6 mi
E
Richmond Grade SchoolB
Elementary · Grades PK–5 · 3.1 mi

District: Richmond-Burton Community High School District 157

Neighborhood · ZIP 60071These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.180 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,728
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,309
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4005 White St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in McHenry County
  • Costs more per square foot than 74% of homes in Richmond 60071
  • Has a bigger lot than 71% of homes in McHenry County
  • Newer than 97% of homes in McHenry County

What homes are worth in Richmond 60071

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$812K

This home is worth more than 62% of homes in Richmond 60071.

How it measures up in Richmond 60071

The dot is this home. The mark in the middle is the typical home in Richmond 60071.

Estimated value$431,749
CheaperTypical $384,719Pricier

Pricier than 62% of homes nearby

Price per ft²$234
CheaperTypical $198Pricier

Pricier than 74% of homes nearby

Living area1,847 ft²
SmallerTypical 1,766 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.41 ac
SmallerTypical 1 acBigger

Bigger than 38% of homes nearby

Year built2007
OlderTypical 1990Newer

Newer than 89% of homes nearby

How 4005 White St ranks against every home in each area.
MeasureThis homeRichmond 60071McHenry County
Estimated valuepricier than$431,74962% of homes67% of homes
Price per ft²pricier than$23474% of homes72% of homes
Living areabigger than1,847 ft²54% of homes55% of homes
Lot sizebigger than0.41 ac38% of homes71% of homes
Year builtnewer than200789% of homes97% of homes

About 4005 White St

How much is 4005 White St, Richmond, IL worth?

The TopHap Estimate for 4005 White St, Richmond, IL is $431,749 as of Jul 14, 2026. The likely range is $402,026 to $461,472. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4005 White St, Richmond, IL?

4005 White St, Richmond, IL has 2 bedrooms and 1,847 square feet of living space.

When was 4005 White St, Richmond, IL built?

4005 White St, Richmond, IL was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 4005 White St, Richmond, IL?

4005 White St, Richmond, IL is assigned to Richmond-Burton High School (high), rated A-; Nippersink Middle School (middle), rated B; Richmond Grade School (elementary), rated B. All sit in Richmond-Burton Community High School District 157. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4005 White St, Richmond, IL compare to other homes in Richmond 60071?

Among the 1,517 homes in Richmond 60071, it is worth more than 62% of them ($431,749 against a typical $384,719), its price per square foot is higher than 74% of them ($234 against a typical $198), it is bigger than 54% of them (1,847 ft² against a typical 1,766 ft²), its lot is bigger than 38% of them (0.41 ac against a typical 1 ac) and it is newer than 89% of them (2007 against a typical 1990). Measured against all of McHenry County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4005 White St, Richmond, IL?

The 2024 property tax bill for 4005 White St, Richmond, IL was $7,415. The county assessed it at $108,083.

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