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Single Family ResidenceResidential
$445,248$346 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

401 RATLEY RD

WEST SUFFIELD, CT 06093
4
Beds
1
Baths
1,285 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$445K
$403K low$487K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$425,248
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$340,198
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.4%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
THE FIRST NATIONAL BANK OF SUFFIELD · 5.25% 1 · recorded Jan 21, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,537 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$279,230 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$78,540
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,690
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$279,230
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$195,461

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCAPITOL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.4.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
A. Ward Spaulding School
Elementary · Grades PK–2 · 1.6 mi
H
Suffield High SchoolA+
High · Grades 9–12 · 1.8 mi
M
Suffield Middle SchoolA-
Middle · Grades 6–8 · 2.5 mi

District: Suffield School District

Neighborhood · ZIP 06093These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.14
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,512
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.216 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,945
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,285
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Ratley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 92% of homes in Capitol County
  • Smaller than 83% of homes in West Suffield 06093
  • Has a bigger lot than 95% of homes in Capitol County
  • Older than 80% of homes in West Suffield 06093

What homes are worth in West Suffield 06093

Each bar is how many homes fall in that price range. The marker is this home.

This home
$269K$964K

This home is worth more than 37% of homes in West Suffield 06093.

How it measures up in West Suffield 06093

The dot is this home. The mark in the middle is the typical home in West Suffield 06093.

Estimated value$445,248
CheaperTypical $497,660Pricier

Pricier than 37% of homes nearby

Price per ft²$346
CheaperTypical $268Pricier

Pricier than 91% of homes nearby

Living area1,285 ft²
SmallerTypical 1,934 ft²Bigger

Bigger than 17% of homes nearby

Lot size4.2 ac
SmallerTypical 1.1 acBigger

Bigger than 87% of homes nearby

Year built1948
OlderTypical 1971Newer

Newer than 20% of homes nearby

How 401 Ratley Rd ranks against every home in each area.
MeasureThis homeWest Suffield 06093Capitol County
Estimated valuepricier than$445,24837% of homes61% of homes
Price per ft²pricier than$34691% of homes92% of homes
Living areabigger than1,285 ft²17% of homes32% of homes
Lot sizebigger than4.2 ac87% of homes95% of homes
Year builtnewer than194820% of homes23% of homes

About 401 Ratley Rd

How much is 401 Ratley Rd, West Suffield, CT worth?

The TopHap Estimate for 401 Ratley Rd, West Suffield, CT is $445,248 as of Jul 14, 2026. The likely range is $403,073 to $487,423. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 Ratley Rd, West Suffield, CT last sell?

401 Ratley Rd, West Suffield, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 401 Ratley Rd, West Suffield, CT?

401 Ratley Rd, West Suffield, CT has 4 bedrooms, 1 bathrooms, 1,285 square feet of living space and a 4.20-acre lot.

When was 401 Ratley Rd, West Suffield, CT built?

401 Ratley Rd, West Suffield, CT was built in 1948, making it 78 years old. It is a cape cod home. The building has 1 story.

What schools serve 401 Ratley Rd, West Suffield, CT?

401 Ratley Rd, West Suffield, CT is assigned to A. Ward Spaulding School (elementary); Suffield High School (high), rated A+; Suffield Middle School (middle), rated A-. All sit in Suffield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Ratley Rd, West Suffield, CT compare to other homes in West Suffield 06093?

Among the 1,412 homes in West Suffield 06093, it is worth more than 37% of them ($445,248 against a typical $497,660), its price per square foot is higher than 91% of them ($346 against a typical $268), it is bigger than 17% of them (1,285 ft² against a typical 1,934 ft²), its lot is bigger than 87% of them (4.2 ac against a typical 1.1 ac) and it is newer than 20% of them (1948 against a typical 1971). Measured against all of Capitol County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Ratley Rd, West Suffield, CT?

The 2025 property tax bill for 401 Ratley Rd, West Suffield, CT was $6,537. The county assessed it at $279,230.

Closest homes

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Assigned schools

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