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Single Family ResidenceResidential
$368,918$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

401 RIVERSIDE LN

STELLA, NC 28582
3
Beds
3 / 1
Baths
2,186 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$369K
$332K low$406K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$233,918
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$187,134
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$135,000
MARINE FEDERAL CREDIT UNION · recorded Jul 24, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,480 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$378,618 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$69,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$309,518
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$378,618
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$378,618

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.64%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyOnslow
Lot (acres)The size of the land the home sits on, from county records.1.13
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 2.6 mi
E
Swansboro Elementary SchoolA-
Elementary · Grades KG–5 · 3.0 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 3.0 mi

District: Onslow County Schools

Neighborhood · ZIP 28582These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,281
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,925
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,519
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Riverside Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Onslow County
  • Costs less per square foot than 73% of homes in Stella 28582
  • Bigger than 79% of homes in Onslow County
  • Has a bigger lot than 85% of homes in Onslow County

What homes are worth in Stella 28582

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$1.1M

This home is worth more than 41% of homes in Stella 28582.

How it measures up in Stella 28582

The dot is this home. The mark in the middle is the typical home in Stella 28582.

Estimated value$368,918
CheaperTypical $403,783Pricier

Pricier than 41% of homes nearby

Price per ft²$169
CheaperTypical $205Pricier

Pricier than 27% of homes nearby

Living area2,186 ft²
SmallerTypical 1,965 ft²Bigger

Bigger than 66% of homes nearby

Lot size1.13 ac
SmallerTypical 0.88 acBigger

Bigger than 64% of homes nearby

Year built2004
OlderTypical 2004Newer

Newer than 52% of homes nearby

How 401 Riverside Ln ranks against every home in each area.
MeasureThis homeStella 28582Onslow County
Estimated valuepricier than$368,91841% of homes74% of homes
Price per ft²pricier than$16927% of homes42% of homes
Living areabigger than2,186 ft²66% of homes79% of homes
Lot sizebigger than1.13 ac64% of homes85% of homes
Year builtnewer than200452% of homes58% of homes

About 401 Riverside Ln

How much is 401 Riverside Ln, Stella, NC worth?

The TopHap Estimate for 401 Riverside Ln, Stella, NC is $368,918 as of Jul 14, 2026. The likely range is $331,674 to $406,162. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 401 Riverside Ln, Stella, NC?

401 Riverside Ln, Stella, NC has 3 bedrooms, 3 bathrooms, 2,186 square feet of living space and a 1.13-acre lot.

When was 401 Riverside Ln, Stella, NC built?

401 Riverside Ln, Stella, NC was built in 2004, making it 22 years old. It is a conventional home. The building has 1 story.

What schools serve 401 Riverside Ln, Stella, NC?

401 Riverside Ln, Stella, NC is assigned to Swansboro Middle School (middle), rated B-; Swansboro Elementary School (elementary), rated A-; Swansboro High School (high), rated A-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Riverside Ln, Stella, NC compare to other homes in Stella 28582?

Among the 1,003 homes in Stella 28582, it is worth more than 41% of them ($368,918 against a typical $403,783), its price per square foot is higher than 27% of them ($169 against a typical $205), it is bigger than 66% of them (2,186 ft² against a typical 1,965 ft²), its lot is bigger than 64% of them (1.13 ac against a typical 0.88 ac) and it is newer than 52% of them (2004 against a typical 2004). Measured against all of Onslow County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Riverside Ln, Stella, NC?

The 2025 property tax bill for 401 Riverside Ln, Stella, NC was $2,480. The county assessed it at $378,618.

Closest homes

More homes in Stella 28582

Assigned schools

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