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Single Family ResidenceResidential
$435,228$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $375,000 on Aug 18, 2021

406 RIVERSIDE LN

STELLA, NC 28582
3
Beds
2
Baths
1,726 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$435K
$389K low$482K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Aug 18, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$78,978
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,182
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$356,250
ATLANTIC BAY MORTGAGE GROUP LLC · recorded Aug 18, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,049 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$312,857 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$252,857
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$312,857
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,857

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.87%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyOnslow
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 2.6 mi
E
Swansboro Elementary SchoolA-
Elementary · Grades KG–5 · 3.0 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 3.0 mi

District: Onslow County Schools

Neighborhood · ZIP 28582These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,281
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,925
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,519
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Riverside Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Onslow County
  • Costs more per square foot than 89% of homes in Onslow County
  • Has a smaller lot than 88% of homes in Stella 28582
  • Older than 65% of homes in Stella 28582

What homes are worth in Stella 28582

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$1.1M

This home is worth more than 56% of homes in Stella 28582.

How it measures up in Stella 28582

The dot is this home. The mark in the middle is the typical home in Stella 28582.

Estimated value$435,228
CheaperTypical $402,915Pricier

Pricier than 56% of homes nearby

Price per ft²$252
CheaperTypical $205Pricier

Pricier than 73% of homes nearby

Living area1,726 ft²
SmallerTypical 1,968 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.46 ac
SmallerTypical 0.87 acBigger

Bigger than 12% of homes nearby

Year built1996
OlderTypical 2004Newer

Newer than 35% of homes nearby

How 406 Riverside Ln ranks against every home in each area.
MeasureThis homeStella 28582Onslow County
Estimated valuepricier than$435,22856% of homes85% of homes
Price per ft²pricier than$25273% of homes89% of homes
Living areabigger than1,726 ft²38% of homes58% of homes
Lot sizebigger than0.46 ac12% of homes56% of homes
Year builtnewer than199635% of homes43% of homes

About 406 Riverside Ln

How much is 406 Riverside Ln, Stella, NC worth?

The TopHap Estimate for 406 Riverside Ln, Stella, NC is $435,228 as of Jul 14, 2026. The likely range is $388,637 to $481,819. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Riverside Ln, Stella, NC last sell?

406 Riverside Ln, Stella, NC last sold on Aug 18, 2021 for $375,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 406 Riverside Ln, Stella, NC?

406 Riverside Ln, Stella, NC has 3 bedrooms, 2 bathrooms, 1,726 square feet of living space and a 0.46-acre lot.

When was 406 Riverside Ln, Stella, NC built?

406 Riverside Ln, Stella, NC was built in 1996, making it 30 years old. It is a conventional home. The building has 2 stories.

What schools serve 406 Riverside Ln, Stella, NC?

406 Riverside Ln, Stella, NC is assigned to Swansboro Middle School (middle), rated B-; Swansboro Elementary School (elementary), rated A-; Swansboro High School (high), rated A-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Riverside Ln, Stella, NC compare to other homes in Stella 28582?

Among the 1,003 homes in Stella 28582, it is worth more than 56% of them ($435,228 against a typical $402,915), its price per square foot is higher than 73% of them ($252 against a typical $205), it is bigger than 38% of them (1,726 ft² against a typical 1,968 ft²), its lot is bigger than 12% of them (0.46 ac against a typical 0.87 ac) and it is newer than 35% of them (1996 against a typical 2004). Measured against all of Onslow County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Riverside Ln, Stella, NC?

The 2025 property tax bill for 406 Riverside Ln, Stella, NC was $2,049. The county assessed it at $312,857.

Closest homes

More homes in Stella 28582

Assigned schools

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