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Single Family ResidenceResidential
$304,399$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $294,900 on Jan 6, 2023

401 ROSE LN

SHELBYVILLE, TN 37160
2
Baths
1,361 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$304K
$293K low$316K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$294,900 · Jan 6, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$11,672
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$9,338
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$292,727
FREEDOM MORTGAGE CORP · recorded Apr 23, 2025

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$54,225 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,725
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,225
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$216,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBedford
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Porch · 56 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Elementary SchoolC+
Elementary · Grades KG–8 · 2.1 mi
H
Shelbyville Central High SchoolD
High · Grades 9–12 · 4.6 mi

District: Bedford County School District

Neighborhood · ZIP 37160These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.137
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.39,048
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.174 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,123
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,921
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 78% of homes in Shelbyville 37160
  • Newer than 97% of homes in Shelbyville 37160

What homes are worth in Shelbyville 37160

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$784K

This home is worth more than 55% of homes in Shelbyville 37160.

How it measures up in Shelbyville 37160

The dot is this home. The mark in the middle is the typical home in Shelbyville 37160.

Estimated value$304,399
CheaperTypical $288,461Pricier

Pricier than 55% of homes nearby

Price per ft²$224
CheaperTypical $188Pricier

Pricier than 78% of homes nearby

Living area1,361 ft²
SmallerTypical 1,492 ft²Bigger

Bigger than 40% of homes nearby

Year built2023
OlderTypical 1989Newer

Newer than 97% of homes nearby

How 401 Rose Ln ranks against every home in each area.
MeasureThis homeShelbyville 37160Bedford County
Estimated valuepricier than$304,39955% of homes49% of homes
Price per ft²pricier than$22478% of homes71% of homes
Living areabigger than1,361 ft²40% of homes37% of homes
Year builtnewer than202397% of homes97% of homes

About 401 Rose Ln

How much is 401 Rose Ln, Shelbyville, TN worth?

The TopHap Estimate for 401 Rose Ln, Shelbyville, TN is $304,399 as of Jul 14, 2026. The likely range is $292,527 to $316,271. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 Rose Ln, Shelbyville, TN last sell?

401 Rose Ln, Shelbyville, TN last sold on Jan 6, 2023 for $294,900, according to the county's recorded deed.

How big is 401 Rose Ln, Shelbyville, TN?

401 Rose Ln, Shelbyville, TN has 2 bathrooms and 1,361 square feet of living space.

When was 401 Rose Ln, Shelbyville, TN built?

401 Rose Ln, Shelbyville, TN was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 401 Rose Ln, Shelbyville, TN?

401 Rose Ln, Shelbyville, TN is assigned to Liberty Elementary School (elementary), rated C+; Shelbyville Central High School (high), rated D. All sit in Bedford County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Rose Ln, Shelbyville, TN compare to other homes in Shelbyville 37160?

Among the 13,228 homes in Shelbyville 37160, it is worth more than 55% of them ($304,399 against a typical $288,461), its price per square foot is higher than 78% of them ($224 against a typical $188), it is bigger than 40% of them (1,361 ft² against a typical 1,492 ft²) and it is newer than 97% of them (2023 against a typical 1989). Measured against all of Bedford County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Shelbyville 37160

Assigned schools

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