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Single Family ResidenceResidential
$414,310$369 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $215,000 on Sep 14, 2015

401 ROSEWOOD ST

CHATTANOOGA, TN 37405
1
Baths
1,122 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$414K
$399K low$429K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · Sep 14, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,310
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,448
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
FREEDOM MORTGAGE CORP · recorded Jul 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,455 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,025 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$384,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Normal Park Museum Magnet SchoolB+
Elementary · Grades PK–8 · 0.8 mi
H
Red Bank High SchoolC
High · Grades 9–12 · 3.9 mi

District: Hamilton County School District

Neighborhood · ZIP 37405These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.136

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,694
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.348 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,031
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,822
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Rosewood St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in North Chattanooga / Hill City
  • Costs more per square foot than 96% of homes in Hamilton County
  • Smaller than 84% of homes in Hamilton County
  • Has a smaller lot than 83% of homes in Hamilton County
  • Older than 93% of homes in Hamilton County

What homes are worth in Chattanooga 37405

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$2.5M

This home is worth more than 45% of homes in Chattanooga 37405.

How it measures up in Chattanooga 37405

The dot is this home. The mark in the middle is the typical home in Chattanooga 37405.

Estimated value$414,310
CheaperTypical $453,041Pricier

Pricier than 45% of homes nearby

Price per ft²$369
CheaperTypical $296Pricier

Pricier than 75% of homes nearby

Living area1,122 ft²
SmallerTypical 1,494 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.2 ac
SmallerTypical 0.37 acBigger

Bigger than 27% of homes nearby

Year built1930
OlderTypical 1975Newer

Newer than 22% of homes nearby

How 401 Rosewood St ranks against every home in each area.
MeasureThis homeNorth Chattanooga / Hill CityChattanooga 37405Hamilton County
Estimated valuepricier than$414,31031% of homes45% of homes63% of homes
Price per ft²pricier than$36963% of homes75% of homes96% of homes
Living areabigger than1,122 ft²23% of homes28% of homes16% of homes
Lot sizebigger than0.2 ac44% of homes27% of homes17% of homes
Year builtnewer than193030% of homes22% of homes7% of homes

About 401 Rosewood St

How much is 401 Rosewood St, Chattanooga, TN worth?

The TopHap Estimate for 401 Rosewood St, Chattanooga, TN is $414,310 as of Jul 14, 2026. The likely range is $399,394 to $429,226. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 Rosewood St, Chattanooga, TN last sell?

401 Rosewood St, Chattanooga, TN last sold on Sep 14, 2015 for $215,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 401 Rosewood St, Chattanooga, TN?

401 Rosewood St, Chattanooga, TN has 1 bathrooms, 1,122 square feet of living space and a 0.20-acre lot.

When was 401 Rosewood St, Chattanooga, TN built?

401 Rosewood St, Chattanooga, TN was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 401 Rosewood St, Chattanooga, TN?

401 Rosewood St, Chattanooga, TN is assigned to Normal Park Museum Magnet School (elementary), rated B+; Red Bank High School (high), rated C. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Rosewood St, Chattanooga, TN compare to other homes in Chattanooga 37405?

Among the 6,960 homes in Chattanooga 37405, it is worth more than 45% of them ($414,310 against a typical $453,041), its price per square foot is higher than 75% of them ($369 against a typical $296), it is bigger than 28% of them (1,122 ft² against a typical 1,494 ft²), its lot is bigger than 27% of them (0.2 ac against a typical 0.37 ac) and it is newer than 22% of them (1930 against a typical 1975). Measured against all of Hamilton County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Rosewood St, Chattanooga, TN?

The 2025 property tax bill for 401 Rosewood St, Chattanooga, TN was $1,455. The county assessed it at $96,025.

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Assigned schools

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