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Residential (General/Single)Residential
$318,316$320 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $305,000 on Sep 29, 2025

401 TERRACE ST

CAMBRIDGE, WI 53523
2
Beds
1
Baths
996 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$318K
$295K low$342K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$305,000 · Sep 29, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,561 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$221,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$168,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$251,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyDANE
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 48 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Nikolay Middle SchoolC
Middle · Grades 6–8 · 0.3 mi
E
Cambridge Elementary SchoolC-
Elementary · Grades PK–5 · 0.4 mi
H
Cambridge High SchoolA+
High · Grades 9–12 · 0.6 mi

District: Cambridge School District

Neighborhood · ZIP 53523These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,347
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,415
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,227
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Dane County
  • Costs more per square foot than 93% of homes in Cambridge 53523
  • Smaller than 97% of homes in Cambridge 53523
  • Has a smaller lot than 75% of homes in Cambridge 53523
  • Older than 75% of homes in Dane County

What homes are worth in Cambridge 53523

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$927K

This home is worth more than 32% of homes in Cambridge 53523.

How it measures up in Cambridge 53523

The dot is this home. The mark in the middle is the typical home in Cambridge 53523.

Estimated value$318,316
CheaperTypical $394,770Pricier

Pricier than 32% of homes nearby

Price per ft²$320
CheaperTypical $213Pricier

Pricier than 93% of homes nearby

Living area996 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.26 ac
SmallerTypical 0.44 acBigger

Bigger than 25% of homes nearby

Year built1954
OlderTypical 1986Newer

Newer than 27% of homes nearby

How 401 Terrace St ranks against every home in each area.
MeasureThis homeCambridge 53523Dane County
Estimated valuepricier than$318,31632% of homes26% of homes
Price per ft²pricier than$32093% of homes83% of homes
Living areabigger than996 ft²3% of homes8% of homes
Lot sizebigger than0.26 ac25% of homes53% of homes
Year builtnewer than195427% of homes25% of homes

About 401 Terrace St

How much is 401 Terrace St, Cambridge, WI worth?

The TopHap Estimate for 401 Terrace St, Cambridge, WI is $318,316 as of Aug 30, 2026. The likely range is $294,594 to $342,038. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 Terrace St, Cambridge, WI last sell?

401 Terrace St, Cambridge, WI last sold on Sep 29, 2025 for $305,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 401 Terrace St, Cambridge, WI?

401 Terrace St, Cambridge, WI has 2 bedrooms, 1 bathrooms, 996 square feet of living space and a 0.26-acre lot.

When was 401 Terrace St, Cambridge, WI built?

401 Terrace St, Cambridge, WI was built in 1954, making it 72 years old. It is a ranch home. The building has 1 story.

What schools serve 401 Terrace St, Cambridge, WI?

401 Terrace St, Cambridge, WI is assigned to Nikolay Middle School (middle), rated C; Cambridge Elementary School (elementary), rated C-; Cambridge High School (high), rated A+. All sit in Cambridge School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Terrace St, Cambridge, WI compare to other homes in Cambridge 53523?

Among the 2,321 homes in Cambridge 53523, it is worth more than 32% of them ($318,316 against a typical $394,770), its price per square foot is higher than 93% of them ($320 against a typical $213), it is bigger than 3% of them (996 ft² against a typical 1,580 ft²), its lot is bigger than 25% of them (0.26 ac against a typical 0.44 ac) and it is newer than 27% of them (1954 against a typical 1986). Measured against all of Dane County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Terrace St, Cambridge, WI?

The 2025 property tax bill for 401 Terrace St, Cambridge, WI was $4,561. The county assessed it at $221,300.

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