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Single Family ResidenceResidential
$512,024$333 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

405 TERRACE ST

CAMBRIDGE, WI 53523
3
Beds
2
Baths
1,539 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$512K
$436K low$588K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,859 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$235,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$190,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$235,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$314,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyDane
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 344 ft²Shed · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Nikolay Middle SchoolC
Middle · Grades 6–8 · 0.3 mi
E
Cambridge Elementary SchoolC-
Elementary · Grades PK–5 · 0.4 mi
H
Cambridge High SchoolA+
High · Grades 9–12 · 0.7 mi

District: Cambridge School District

Neighborhood · ZIP 53523These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,347
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,415
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,227
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Cambridge 53523
  • Among the highest price per square foot in Cambridge 53523
  • Has a smaller lot than 83% of homes in Cambridge 53523
  • Older than 69% of homes in Cambridge 53523

What homes are worth in Cambridge 53523

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$1.1M

This home is worth more than 71% of homes in Cambridge 53523.

How it measures up in Cambridge 53523

The dot is this home. The mark in the middle is the typical home in Cambridge 53523.

Estimated value$512,024
CheaperTypical $401,547Pricier

Pricier than 71% of homes nearby

Price per ft²$333
CheaperTypical $203Pricier

Pricier than almost all homes nearby

Living area1,539 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.2 ac
SmallerTypical 0.44 acBigger

Bigger than 17% of homes nearby

Year built1962
OlderTypical 1986Newer

Newer than 31% of homes nearby

How 405 Terrace St ranks against every home in each area.
MeasureThis homeCambridge 53523Dane County
Estimated valuepricier than$512,02471% of homes69% of homes
Price per ft²pricier than$333almost all homes86% of homes
Living areabigger than1,539 ft²47% of homes40% of homes
Lot sizebigger than0.2 ac17% of homes31% of homes
Year builtnewer than196231% of homes35% of homes

About 405 Terrace St

How much is 405 Terrace St, Cambridge, WI worth?

The TopHap Estimate for 405 Terrace St, Cambridge, WI is $512,024 as of Aug 30, 2026. The likely range is $436,352 to $587,696. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 405 Terrace St, Cambridge, WI?

405 Terrace St, Cambridge, WI has 3 bedrooms, 2 bathrooms, 1,539 square feet of living space and a 0.20-acre lot.

When was 405 Terrace St, Cambridge, WI built?

405 Terrace St, Cambridge, WI was built in 1962, making it 64 years old. It is a ranch home. The building has 1 story.

What schools serve 405 Terrace St, Cambridge, WI?

405 Terrace St, Cambridge, WI is assigned to Nikolay Middle School (middle), rated C; Cambridge Elementary School (elementary), rated C-; Cambridge High School (high), rated A+. All sit in Cambridge School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Terrace St, Cambridge, WI compare to other homes in Cambridge 53523?

Among the 2,321 homes in Cambridge 53523, it is worth more than 71% of them ($512,024 against a typical $401,547), its price per square foot is higher than almost all of them ($333 against a typical $203), it is bigger than 47% of them (1,539 ft² against a typical 1,580 ft²), its lot is bigger than 17% of them (0.2 ac against a typical 0.44 ac) and it is newer than 31% of them (1962 against a typical 1986). Measured against all of Dane County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Terrace St, Cambridge, WI?

The 2025 property tax bill for 405 Terrace St, Cambridge, WI was $4,859. The county assessed it at $235,300.

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