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Single Family ResidenceResidential
$198,312$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

402 NORTH ST

PROSPECT, OH 43342
3
Beds
1
Baths
1,272 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$198K
$153K low$244K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$11,912
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$9,530
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$146,200
ROCKET MORTGAGE LLC · recorded Aug 15, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,200
THE RICHWOOD BANKING CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,159 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,840 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,380
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,460
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$153,830

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarion
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Elgin Middle SchoolC+
Middle · Grades 6–8 · 8.6 mi
E
Elgin Elementary SchoolB-
Elementary · Grades KG–5 · 8.6 mi
H
Elgin High SchoolB+
High · Grades 9–12 · 8.6 mi

District: Elgin Local School District

Neighborhood · ZIP 43342These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.168
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.3,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.87 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,481
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,298
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

402 North St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Prospect 43342
  • Costs more per square foot than 71% of homes in Marion County
  • Smaller than 74% of homes in Prospect 43342
  • Has a smaller lot than 83% of homes in Prospect 43342
  • Older than 88% of homes in Marion County

What homes are worth in Prospect 43342

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$618K

This home is worth more than 29% of homes in Prospect 43342.

How it measures up in Prospect 43342

The dot is this home. The mark in the middle is the typical home in Prospect 43342.

Estimated value$198,312
CheaperTypical $243,146Pricier

Pricier than 29% of homes nearby

Price per ft²$156
CheaperTypical $155Pricier

Pricier than 51% of homes nearby

Living area1,272 ft²
SmallerTypical 1,592 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.19 ac
SmallerTypical 1.01 acBigger

Bigger than 17% of homes nearby

Year built1900
OlderTypical 1973Newer

Newer than 18% of homes nearby

How 402 North St ranks against every home in each area.
MeasureThis homeProspect 43342Marion County
Estimated valuepricier than$198,31229% of homes62% of homes
Price per ft²pricier than$15651% of homes71% of homes
Living areabigger than1,272 ft²26% of homes39% of homes
Lot sizebigger than0.19 ac17% of homes40% of homes
Year builtnewer than190018% of homes12% of homes

About 402 North St

How much is 402 North St, Prospect, OH worth?

The TopHap Estimate for 402 North St, Prospect, OH is $198,312 as of Jul 14, 2026. The likely range is $152,871 to $243,753. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 402 North St, Prospect, OH last sell?

402 North St, Prospect, OH last sold on Aug 15, 2023, according to the county's recorded deed.

How big is 402 North St, Prospect, OH?

402 North St, Prospect, OH has 3 bedrooms, 1 bathrooms and 1,272 square feet of living space.

When was 402 North St, Prospect, OH built?

402 North St, Prospect, OH was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 402 North St, Prospect, OH?

402 North St, Prospect, OH is assigned to Elgin Middle School (middle), rated C+; Elgin Elementary School (elementary), rated B-; Elgin High School (high), rated B+. All sit in Elgin Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 402 North St, Prospect, OH compare to other homes in Prospect 43342?

Among the 1,465 homes in Prospect 43342, it is worth more than 29% of them ($198,312 against a typical $243,146), its price per square foot is higher than 51% of them ($156 against a typical $155), it is bigger than 26% of them (1,272 ft² against a typical 1,592 ft²), its lot is bigger than 17% of them (0.19 ac against a typical 1.01 ac) and it is newer than 18% of them (1900 against a typical 1973). Measured against all of Marion County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 402 North St, Prospect, OH?

The 2025 property tax bill for 402 North St, Prospect, OH was $2,159. The county assessed it at $53,840.

Closest homes

More homes in Prospect 43342

Assigned schools

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