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Single Family ResidenceResidential
$246,843$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

402 PROSPECT ST

TIPTON, MO 65081
0
Baths
1,611 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.

Valuation

$247K
$222K low$271K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$129,993
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$103,994
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$116,850
US BANK NA · recorded Oct 19, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,260 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,030 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,030
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$105,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMoniteau
Lot (acres)The size of the land the home sits on, from county records.0.48
ConstructionThe main material the home's frame and walls are built from.Metal Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Tipton High SchoolA-
High · Grades 9–12 · 0.5 mi
M
Tipton Middle SchoolD-
Middle · Grades 6–8 · 0.5 mi
E
Tipton Elementary SchoolC-
Elementary · Grades PK–5 · 0.5 mi

District: Tipton R-Vi School District

Neighborhood · ZIP 65081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.3,519
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,969
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,899
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

402 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Tipton 65081
  • Costs more per square foot than 81% of homes in Tipton 65081
  • Smaller than 66% of homes in Moniteau County
  • Has a smaller lot than 79% of homes in Moniteau County

What homes are worth in Tipton 65081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$592K

This home is worth more than 66% of homes in Tipton 65081.

How it measures up in Tipton 65081

The dot is this home. The mark in the middle is the typical home in Tipton 65081.

Estimated value$246,843
CheaperTypical $210,626Pricier

Pricier than 66% of homes nearby

Price per ft²$153
CheaperTypical $110Pricier

Pricier than 81% of homes nearby

Living area1,611 ft²
SmallerTypical 1,835 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.48 ac
SmallerTypical 0.72 acBigger

Bigger than 44% of homes nearby

Year built1972
OlderTypical 1970Newer

Newer than 55% of homes nearby

How 402 Prospect St ranks against every home in each area.
MeasureThis homeTipton 65081Moniteau County
Estimated valuepricier than$246,84366% of homes51% of homes
Price per ft²pricier than$15381% of homes69% of homes
Living areabigger than1,611 ft²37% of homes34% of homes
Lot sizebigger than0.48 ac44% of homes21% of homes
Year builtnewer than197255% of homes44% of homes

About 402 Prospect St

How much is 402 Prospect St, Tipton, MO worth?

The TopHap Estimate for 402 Prospect St, Tipton, MO is $246,843 as of Jul 14, 2026. The likely range is $222,368 to $271,318. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 402 Prospect St, Tipton, MO last sell?

402 Prospect St, Tipton, MO last sold on Oct 19, 2011, according to the county's recorded deed.

How big is 402 Prospect St, Tipton, MO?

402 Prospect St, Tipton, MO has 1,611 square feet of living space and a 0.48-acre lot.

When was 402 Prospect St, Tipton, MO built?

402 Prospect St, Tipton, MO was built in 1972, making it 54 years old.

What schools serve 402 Prospect St, Tipton, MO?

402 Prospect St, Tipton, MO is assigned to Tipton High School (high), rated A-; Tipton Middle School (middle), rated D-; Tipton Elementary School (elementary), rated C-. All sit in Tipton R-Vi School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 402 Prospect St, Tipton, MO compare to other homes in Tipton 65081?

Among the 1,162 homes in Tipton 65081, it is worth more than 66% of them ($246,843 against a typical $210,626), its price per square foot is higher than 81% of them ($153 against a typical $110), it is bigger than 37% of them (1,611 ft² against a typical 1,835 ft²), its lot is bigger than 44% of them (0.48 ac against a typical 0.72 ac) and it is newer than 55% of them (1972 against a typical 1970). Measured against all of Moniteau County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 402 Prospect St, Tipton, MO?

The 2025 property tax bill for 402 Prospect St, Tipton, MO was $1,260. The county assessed it at $20,030.

Closest homes

More homes in Tipton 65081

Assigned schools

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