Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$281,818$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $395,000 on Aug 4, 2022

4020 MONTICELLO ST

RICHMOND, VA 23227
3
Beds
2
Baths
1,525 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$282K
$249K low$314K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$395,000 · Aug 4, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$288,000
RAYMOND JAMES BANK · 4.75% 1 · recorded Nov 9, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,100 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$425,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$120,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$305,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$409,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$425,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyRICHMOND CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 51 ft²Porch · 168 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Linwood Holton Elementary SchoolB
Elementary · Grades KG–5 · 0.3 mi
H
John Marshall High SchoolB-
High · Grades 9–12 · 0.8 mi
M
Thomas H. Henderson Middle SchoolD-
Middle · Grades 6–8 · 0.9 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23227These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.26,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,198 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,019
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4020 Monticello St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Bellevue
  • Smaller than 66% of homes in Bellevue
  • Has a smaller lot than 90% of homes in Richmond 23227
  • Older than 85% of homes in Richmond 23227

What homes are worth in Richmond 23227

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$649K

This home is worth more than 49% of homes in Richmond 23227.

How it measures up in Richmond 23227

The dot is this home. The mark in the middle is the typical home in Richmond 23227.

Estimated value$281,818
CheaperTypical $285,207Pricier

Pricier than 49% of homes nearby

Price per ft²$185
CheaperTypical $169Pricier

Pricier than 62% of homes nearby

Living area1,525 ft²
SmallerTypical 1,638 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.15 ac
SmallerTypical 0.28 acBigger

Bigger than 10% of homes nearby

Year built1929
OlderTypical 1959Newer

Newer than 15% of homes nearby

How 4020 Monticello St ranks against every home in each area.
MeasureThis homeBellevueRichmond 23227Richmond city County
Estimated valuepricier than$281,81828% of homes49% of homes56% of homes
Price per ft²pricier than$18538% of homes62% of homes58% of homes
Living areabigger than1,525 ft²34% of homes41% of homes47% of homes
Lot sizebigger than0.15 ac27% of homes10% of homes43% of homes
Year builtnewer than192947% of homes15% of homes32% of homes

About 4020 Monticello St

How much is 4020 Monticello St, Richmond, VA worth?

The TopHap Estimate for 4020 Monticello St, Richmond, VA is $281,818 as of Jul 14, 2026. The likely range is $249,352 to $314,284. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4020 Monticello St, Richmond, VA last sell?

4020 Monticello St, Richmond, VA last sold on Aug 4, 2022 for $395,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4020 Monticello St, Richmond, VA?

4020 Monticello St, Richmond, VA has 3 bedrooms, 2 bathrooms, 1,525 square feet of living space and a 0.15-acre lot.

When was 4020 Monticello St, Richmond, VA built?

4020 Monticello St, Richmond, VA was built in 1929, making it 97 years old. It is a bungalow home. The building has 1 story.

What schools serve 4020 Monticello St, Richmond, VA?

4020 Monticello St, Richmond, VA is assigned to Linwood Holton Elementary School (elementary), rated B; John Marshall High School (high), rated B-; Thomas H. Henderson Middle School (middle), rated D-. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4020 Monticello St, Richmond, VA compare to other homes in Richmond 23227?

Among the 7,274 homes in Richmond 23227, it is worth more than 49% of them ($281,818 against a typical $285,207), its price per square foot is higher than 62% of them ($185 against a typical $169), it is bigger than 41% of them (1,525 ft² against a typical 1,638 ft²), its lot is bigger than 10% of them (0.15 ac against a typical 0.28 ac) and it is newer than 15% of them (1929 against a typical 1959). Measured against all of Richmond city County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4020 Monticello St, Richmond, VA?

The 2026 property tax bill for 4020 Monticello St, Richmond, VA was $5,100. The county assessed it at $425,000.

Closest homes

More homes in Richmond 23227

Assigned schools

Explore the area

See this home in context

Open 4020 Monticello St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map