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Rural ResidenceResidential
$651,792$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $630,000 on Jun 16, 2022

4021 ROSEWATER LN

INDIAN TRAIL, NC 28079
4
Beds
3 / 1
Baths
3,525 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$652K
$580K low$723K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$630,000 · Jun 16, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$77,868
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$62,294
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$573,924
USAA FSB · recorded Jun 16, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,920 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$590,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$102,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$487,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$590,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$590,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 840 ft²Patio · 840 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Sun Valley Middle SchoolB-
Middle · Grades 6–8 · 0.6 mi
E
Shiloh Valley Primary School
Elementary · Grades KG–2 · 0.8 mi
H
Sun Valley High SchoolC+
High · Grades 9–12 · 0.8 mi

District: Union County Public Schools

Neighborhood · ZIP 28079These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.43,894
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.979 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,535
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,930
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4021 Rosewater Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Indian Trail 28079
  • Costs less per square foot than 78% of homes in Union County
  • Bigger than 94% of homes in Indian Trail 28079
  • Has a smaller lot than 68% of homes in Union County

What homes are worth in Indian Trail 28079

Each bar is how many homes fall in that price range. The marker is this home.

This home
$221K$836K

This home is worth more than 92% of homes in Indian Trail 28079.

How it measures up in Indian Trail 28079

The dot is this home. The mark in the middle is the typical home in Indian Trail 28079.

Estimated value$651,792
CheaperTypical $452,719Pricier

Pricier than 92% of homes nearby

Price per ft²$185
CheaperTypical $208Pricier

Pricier than 28% of homes nearby

Living area3,525 ft²
SmallerTypical 2,088 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.28 ac
SmallerTypical 0.24 acBigger

Bigger than 58% of homes nearby

Year built2004
OlderTypical 2003Newer

Newer than 56% of homes nearby

How 4021 Rosewater Ln ranks against every home in each area.
MeasureThis homeIndian Trail 28079Union County
Estimated valuepricier than$651,79292% of homes74% of homes
Price per ft²pricier than$18528% of homes22% of homes
Living areabigger than3,525 ft²94% of homes85% of homes
Lot sizebigger than0.28 ac58% of homes32% of homes
Year builtnewer than200456% of homes61% of homes

About 4021 Rosewater Ln

How much is 4021 Rosewater Ln, Indian Trail, NC worth?

The TopHap Estimate for 4021 Rosewater Ln, Indian Trail, NC is $651,792 as of Jul 14, 2026. The likely range is $580,449 to $723,135. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4021 Rosewater Ln, Indian Trail, NC last sell?

4021 Rosewater Ln, Indian Trail, NC last sold on Jun 16, 2022 for $630,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 4021 Rosewater Ln, Indian Trail, NC?

4021 Rosewater Ln, Indian Trail, NC has 4 bedrooms, 3 bathrooms, 3,525 square feet of living space and a 0.28-acre lot.

When was 4021 Rosewater Ln, Indian Trail, NC built?

4021 Rosewater Ln, Indian Trail, NC was built in 2004, making it 22 years old. It is a conventional home. The building has 2 stories.

What schools serve 4021 Rosewater Ln, Indian Trail, NC?

4021 Rosewater Ln, Indian Trail, NC is assigned to Sun Valley Middle School (middle), rated B-; Shiloh Valley Primary School (elementary); Sun Valley High School (high), rated C+. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4021 Rosewater Ln, Indian Trail, NC compare to other homes in Indian Trail 28079?

Among the 16,084 homes in Indian Trail 28079, it is worth more than 92% of them ($651,792 against a typical $452,719), its price per square foot is higher than 28% of them ($185 against a typical $208), it is bigger than 94% of them (3,525 ft² against a typical 2,088 ft²), its lot is bigger than 58% of them (0.28 ac against a typical 0.24 ac) and it is newer than 56% of them (2004 against a typical 2003). Measured against all of Union County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4021 Rosewater Ln, Indian Trail, NC?

The 2025 property tax bill for 4021 Rosewater Ln, Indian Trail, NC was $3,920. The county assessed it at $590,000.

Closest homes

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Assigned schools

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