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Single Family ResidenceResidential
$144,578$96 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $167,500 on Oct 23, 2024

403 E HARDY ST

FREMONT, IN 46737
3
Beds
2
Baths
1,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1835
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$145K
$130K low$159K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$167,500 · Oct 23, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$144,578
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,662

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$785 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$152,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$142,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEUBEN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1976
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fremont Elementary SchoolB+
Elementary · Grades KG–4 · 0.5 mi
H
Fremont High SchoolA-
High · Grades 9–12 · 0.6 mi
M
Fremont Middle SchoolB
Middle · Grades 5–8 · 0.8 mi

District: Fremont Community Schools

Neighborhood · ZIP 46737These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.67
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,140
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,661
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 E Hardy St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Fremont 46737
  • Costs less per square foot than 95% of homes in Fremont 46737
  • Has a bigger lot than 65% of homes in Fremont 46737
  • Among the oldest homes in Fremont 46737

What homes are worth in Fremont 46737

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$1.5M

This home is worth more than 7% of homes in Fremont 46737.

How it measures up in Fremont 46737

The dot is this home. The mark in the middle is the typical home in Fremont 46737.

Estimated value$144,578
CheaperTypical $354,917Pricier

Pricier than 7% of homes nearby

Price per ft²$96
CheaperTypical $236Pricier

Pricier than 5% of homes nearby

Living area1,500 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.41 ac
SmallerTypical 0.26 acBigger

Bigger than 65% of homes nearby

Year built1835
OlderTypical 1988Newer

Older than almost all homes nearby

How 403 E Hardy St ranks against every home in each area.
MeasureThis homeFremont 46737Steuben County
Estimated valuepricier than$144,5787% of homes8% of homes
Price per ft²pricier than$965% of homes6% of homes
Living areabigger than1,500 ft²46% of homes47% of homes
Lot sizebigger than0.41 ac65% of homes64% of homes
Year builtnewer than1835almost no homesalmost no homes

About 403 E Hardy St

How much is 403 E Hardy St, Fremont, IN worth?

The TopHap Estimate for 403 E Hardy St, Fremont, IN is $144,578 as of Jul 14, 2026. The likely range is $130,026 to $159,130. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 E Hardy St, Fremont, IN last sell?

403 E Hardy St, Fremont, IN last sold on Oct 23, 2024 for $167,500, according to the county's recorded deed.

How big is 403 E Hardy St, Fremont, IN?

403 E Hardy St, Fremont, IN has 3 bedrooms, 2 bathrooms, 1,500 square feet of living space and a 0.41-acre lot.

When was 403 E Hardy St, Fremont, IN built?

403 E Hardy St, Fremont, IN was built in 1835, making it 191 years old. The building has 2 stories.

What schools serve 403 E Hardy St, Fremont, IN?

403 E Hardy St, Fremont, IN is assigned to Fremont Elementary School (elementary), rated B+; Fremont High School (high), rated A-; Fremont Middle School (middle), rated B. All sit in Fremont Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 E Hardy St, Fremont, IN compare to other homes in Fremont 46737?

Among the 5,544 homes in Fremont 46737, it is worth more than 7% of them ($144,578 against a typical $354,917), its price per square foot is higher than 5% of them ($96 against a typical $236), it is bigger than 46% of them (1,500 ft² against a typical 1,560 ft²), its lot is bigger than 65% of them (0.41 ac against a typical 0.26 ac) and it is newer than almost none of them (1835 against a typical 1988). Measured against all of Steuben County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 E Hardy St, Fremont, IN?

The 2025 property tax bill for 403 E Hardy St, Fremont, IN was $785. The county assessed it at $152,300.

Closest homes

More homes in Fremont 46737

Assigned schools

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