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Single Family ResidenceResidential
$401,812$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $429,000 on Jun 20, 2024

403 MADISON ST

WATERLOO, NE 68069
4
Beds
3
Baths
2,350 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$402K
$356K low$447K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$429,000 · Jun 20, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,729 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$337,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$323,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$337,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$337,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
52
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDouglas
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Douglas County West Elementary SchoolB+
Elementary · Grades PK–5 · 3.2 mi
H
Douglas County West High SchoolA
High · Grades 9–12 · 3.2 mi
M
Douglas County West Middle SchoolC
Middle · Grades 6–8 · 3.2 mi

District: Douglas County West Community Schools

Neighborhood · ZIP 68069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,345
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,997
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$220,358
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Madison St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Douglas County
  • Costs less per square foot than 88% of homes in Waterloo 68069
  • Bigger than 82% of homes in Douglas County
  • Has a smaller lot than 83% of homes in Waterloo 68069
  • Among the newest homes in Waterloo 68069

What homes are worth in Waterloo 68069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$1.9M

This home is worth more than 44% of homes in Waterloo 68069.

How it measures up in Waterloo 68069

The dot is this home. The mark in the middle is the typical home in Waterloo 68069.

Estimated value$401,812
CheaperTypical $460,988Pricier

Pricier than 44% of homes nearby

Price per ft²$171
CheaperTypical $267Pricier

Pricier than 12% of homes nearby

Living area2,350 ft²
SmallerTypical 1,878 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.21 ac
SmallerTypical 0.42 acBigger

Bigger than 17% of homes nearby

Year built2023
OlderTypical 1979Newer

Newer than almost all homes nearby

How 403 Madison St ranks against every home in each area.
MeasureThis homeWaterloo 68069Douglas County
Estimated valuepricier than$401,81244% of homes74% of homes
Price per ft²pricier than$17112% of homes32% of homes
Living areabigger than2,350 ft²66% of homes82% of homes
Lot sizebigger than0.21 ac17% of homes56% of homes
Year builtnewer than2023almost all homesalmost all homes

About 403 Madison St

How much is 403 Madison St, Waterloo, NE worth?

The TopHap Estimate for 403 Madison St, Waterloo, NE is $401,812 as of Aug 30, 2026. The likely range is $356,329 to $447,295. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Madison St, Waterloo, NE last sell?

403 Madison St, Waterloo, NE last sold on Jun 20, 2024 for $429,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 403 Madison St, Waterloo, NE?

403 Madison St, Waterloo, NE has 4 bedrooms, 3 bathrooms, 2,350 square feet of living space and a 0.21-acre lot.

When was 403 Madison St, Waterloo, NE built?

403 Madison St, Waterloo, NE was built in 2023, making it 3 years old. The building has 2 stories.

What schools serve 403 Madison St, Waterloo, NE?

403 Madison St, Waterloo, NE is assigned to Douglas County West Elementary School (elementary), rated B+; Douglas County West High School (high), rated A; Douglas County West Middle School (middle), rated C. All sit in Douglas County West Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Madison St, Waterloo, NE compare to other homes in Waterloo 68069?

Among the 1,422 homes in Waterloo 68069, it is worth more than 44% of them ($401,812 against a typical $460,988), its price per square foot is higher than 12% of them ($171 against a typical $267), it is bigger than 66% of them (2,350 ft² against a typical 1,878 ft²), its lot is bigger than 17% of them (0.21 ac against a typical 0.42 ac) and it is newer than almost all of them (2023 against a typical 1979). Measured against all of Douglas County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Madison St, Waterloo, NE?

The 2024 property tax bill for 403 Madison St, Waterloo, NE was $4,729. The county assessed it at $337,000.

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