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Single Family ResidenceResidential
$367,360$159 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $200,000 on Dec 6, 2022

409 MADISON ST

WATERLOO, NE 68069
3
Beds
3
Baths
2,316 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$367K
$300K low$435K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Dec 6, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,221 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$241,400 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$241,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$241,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyDOUGLAS
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Douglas County West Elementary SchoolB+
Elementary · Grades PK–5 · 3.1 mi
H
Douglas County West High SchoolA
High · Grades 9–12 · 3.2 mi
M
Douglas County West Middle SchoolC
Middle · Grades 6–8 · 3.2 mi

District: Douglas County West Community Schools

Neighborhood · ZIP 68069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,345
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,997
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$220,358
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Madison St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Douglas County
  • Costs less per square foot than 92% of homes in Waterloo 68069
  • Bigger than 81% of homes in Douglas County
  • Has a smaller lot than 75% of homes in Waterloo 68069
  • Among the newest homes in Waterloo 68069

What homes are worth in Waterloo 68069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$2M

This home is worth more than 38% of homes in Waterloo 68069.

How it measures up in Waterloo 68069

The dot is this home. The mark in the middle is the typical home in Waterloo 68069.

Estimated value$367,360
CheaperTypical $458,807Pricier

Pricier than 38% of homes nearby

Price per ft²$159
CheaperTypical $267Pricier

Pricier than 8% of homes nearby

Living area2,316 ft²
SmallerTypical 1,887 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.25 ac
SmallerTypical 0.41 acBigger

Bigger than 25% of homes nearby

Year built2022
OlderTypical 1979Newer

Newer than almost all homes nearby

How 409 Madison St ranks against every home in each area.
MeasureThis homeWaterloo 68069Douglas County
Estimated valuepricier than$367,36038% of homes69% of homes
Price per ft²pricier than$1598% of homes24% of homes
Living areabigger than2,316 ft²65% of homes81% of homes
Lot sizebigger than0.25 ac25% of homes72% of homes
Year builtnewer than2022almost all homes98% of homes

About 409 Madison St

How much is 409 Madison St, Waterloo, NE worth?

The TopHap Estimate for 409 Madison St, Waterloo, NE is $367,360 as of Aug 30, 2026. The likely range is $299,712 to $435,008. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Madison St, Waterloo, NE last sell?

409 Madison St, Waterloo, NE last sold on Dec 6, 2022 for $200,000, according to the county's recorded deed.

How big is 409 Madison St, Waterloo, NE?

409 Madison St, Waterloo, NE has 3 bedrooms, 3 bathrooms, 2,316 square feet of living space and a 0.24-acre lot.

When was 409 Madison St, Waterloo, NE built?

409 Madison St, Waterloo, NE was built in 2022, making it 4 years old. It is a split foyer home. The building has 1 story.

What schools serve 409 Madison St, Waterloo, NE?

409 Madison St, Waterloo, NE is assigned to Douglas County West Elementary School (elementary), rated B+; Douglas County West High School (high), rated A; Douglas County West Middle School (middle), rated C. All sit in Douglas County West Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Madison St, Waterloo, NE compare to other homes in Waterloo 68069?

Among the 1,422 homes in Waterloo 68069, it is worth more than 38% of them ($367,360 against a typical $458,807), its price per square foot is higher than 8% of them ($159 against a typical $267), it is bigger than 65% of them (2,316 ft² against a typical 1,887 ft²), its lot is bigger than 25% of them (0.25 ac against a typical 0.41 ac) and it is newer than almost all of them (2022 against a typical 1979). Measured against all of Douglas County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Madison St, Waterloo, NE?

The 2025 property tax bill for 409 Madison St, Waterloo, NE was $3,221. The county assessed it at $241,400.

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