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Single Family ResidenceResidential
$265,250$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

403 N RACE ST

GEORGETOWN, DE 19947
4
Beds
2
Baths
1,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1934
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$265K
$244K low$286K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$247,850
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$198,280
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.7%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$17,400
WILMINGTON TRUST CO · recorded Dec 10, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$443 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUSSEX
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ElevatorPorch · 108 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Georgetown Middle SchoolC+
Middle · Grades 6–8 · 0.8 mi
E
North Georgetown Elementary SchoolC
Elementary · Grades KG–5 · 0.8 mi
H
Sussex Central High SchoolD+
High · Grades 9–12 · 5.7 mi

District: Indian River School District

Neighborhood · ZIP 19947These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.25,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.221 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,004
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,384
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 N Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Sussex County
  • Costs less per square foot than 95% of homes in Sussex County
  • Has a smaller lot than 68% of homes in Georgetown 19947
  • Older than 97% of homes in Sussex County

What homes are worth in Georgetown 19947

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$759K

This home is worth more than 19% of homes in Georgetown 19947.

How it measures up in Georgetown 19947

The dot is this home. The mark in the middle is the typical home in Georgetown 19947.

Estimated value$265,250
CheaperTypical $360,019Pricier

Pricier than 19% of homes nearby

Price per ft²$162
CheaperTypical $223Pricier

Pricier than 10% of homes nearby

Living area1,640 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.32 ac
SmallerTypical 0.64 acBigger

Bigger than 32% of homes nearby

Year built1934
OlderTypical 1996Newer

Newer than 6% of homes nearby

How 403 N Race St ranks against every home in each area.
MeasureThis homeGeorgetown 19947Sussex County
Estimated valuepricier than$265,25019% of homes11% of homes
Price per ft²pricier than$16210% of homes5% of homes
Living areabigger than1,640 ft²56% of homes54% of homes
Lot sizebigger than0.32 ac32% of homes61% of homes
Year builtnewer than19346% of homes3% of homes

About 403 N Race St

How much is 403 N Race St, Georgetown, DE worth?

The TopHap Estimate for 403 N Race St, Georgetown, DE is $265,250 as of Jun 23, 2026. The likely range is $244,030 to $286,470. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 N Race St, Georgetown, DE last sell?

403 N Race St, Georgetown, DE last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 403 N Race St, Georgetown, DE?

403 N Race St, Georgetown, DE has 4 bedrooms, 2 bathrooms, 1,640 square feet of living space and a 0.32-acre lot.

When was 403 N Race St, Georgetown, DE built?

403 N Race St, Georgetown, DE was built in 1934, making it 92 years old. The building has 2 stories.

What schools serve 403 N Race St, Georgetown, DE?

403 N Race St, Georgetown, DE is assigned to Georgetown Middle School (middle), rated C+; North Georgetown Elementary School (elementary), rated C; Sussex Central High School (high), rated D+. All sit in Indian River School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 N Race St, Georgetown, DE compare to other homes in Georgetown 19947?

Among the 7,305 homes in Georgetown 19947, it is worth more than 19% of them ($265,250 against a typical $360,019), its price per square foot is higher than 10% of them ($162 against a typical $223), it is bigger than 56% of them (1,640 ft² against a typical 1,560 ft²), its lot is bigger than 32% of them (0.32 ac against a typical 0.64 ac) and it is newer than 6% of them (1934 against a typical 1996). Measured against all of Sussex County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 N Race St, Georgetown, DE?

The 2025 property tax bill for 403 N Race St, Georgetown, DE was $443. The county assessed it at $11,700.

Closest homes

More homes in Georgetown 19947

Assigned schools

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