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Single Family ResidenceResidential
$214,351$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

403 RICHARDS ST

VARDAMAN, MS 38878
3
Beds
0
Baths
2,561 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$214K
$189K low$240K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$121,180
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$96,944
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$93,171
BANK OF OKOLONA · recorded Sep 26, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,326 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,806 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$756
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,811
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,541

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCalhoun
Lot (acres)The size of the land the home sits on, from county records.8.70
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 725 ft²

Neighborhood · ZIP 38878These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,241
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,675
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,353
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Richards St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Vardaman 38878
  • Costs more per square foot than 67% of homes in Vardaman 38878
  • Bigger than 91% of homes in Vardaman 38878
  • Has a bigger lot than 84% of homes in Calhoun County
  • Newer than 67% of homes in Calhoun County

What homes are worth in Vardaman 38878

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$385K

This home is worth more than 88% of homes in Vardaman 38878.

How it measures up in Vardaman 38878

The dot is this home. The mark in the middle is the typical home in Vardaman 38878.

Estimated value$214,351
CheaperTypical $115,361Pricier

Pricier than 88% of homes nearby

Price per ft²$84
CheaperTypical $78Pricier

Pricier than 67% of homes nearby

Living area2,561 ft²
SmallerTypical 1,447 ft²Bigger

Bigger than 91% of homes nearby

Lot size8.7 ac
SmallerTypical 1 acBigger

Bigger than 82% of homes nearby

Year built1984
OlderTypical 1977Newer

Newer than 65% of homes nearby

How 403 Richards St ranks against every home in each area.
MeasureThis homeVardaman 38878Calhoun County
Estimated valuepricier than$214,35188% of homes87% of homes
Price per ft²pricier than$8467% of homes56% of homes
Living areabigger than2,561 ft²91% of homes87% of homes
Lot sizebigger than8.7 ac82% of homes84% of homes
Year builtnewer than198465% of homes67% of homes

About 403 Richards St

How much is 403 Richards St, Vardaman, MS worth?

The TopHap Estimate for 403 Richards St, Vardaman, MS is $214,351 as of Jul 14, 2026. The likely range is $188,658 to $240,044. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Richards St, Vardaman, MS last sell?

403 Richards St, Vardaman, MS last sold on Dec 21, 2020, according to the county's recorded deed.

How big is 403 Richards St, Vardaman, MS?

403 Richards St, Vardaman, MS has 3 bedrooms, 2,561 square feet of living space and a 8.70-acre lot.

When was 403 Richards St, Vardaman, MS built?

403 Richards St, Vardaman, MS was built in 1984, making it 42 years old.

How does 403 Richards St, Vardaman, MS compare to other homes in Vardaman 38878?

Among the 1,073 homes in Vardaman 38878, it is worth more than 88% of them ($214,351 against a typical $115,361), its price per square foot is higher than 67% of them ($84 against a typical $78), it is bigger than 91% of them (2,561 ft² against a typical 1,447 ft²), its lot is bigger than 82% of them (8.7 ac against a typical 1 ac) and it is newer than 65% of them (1984 against a typical 1977). Measured against all of Calhoun County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Richards St, Vardaman, MS?

The 2024 property tax bill for 403 Richards St, Vardaman, MS was $1,326. The county assessed it at $12,806.

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