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Single Family ResidenceResidential
$98,520$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

410 RICHARDS ST

VARDAMAN, MS 38878
3
Beds
0
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$99K
$97K low$100K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$5,135
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$4,108
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.109%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$88,860
AMERICAN FINANCIAL NETWORK INC · recorded Dec 30, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$4,525
AMERICAN FINANCIAL NETWORK INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$913 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,189 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,589
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,793
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$47,929

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCalhoun
Lot (acres)The size of the land the home sits on, from county records.0.25
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Composition (rolled Mineral Roof)

Neighborhood · ZIP 38878These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,241
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,675
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,353
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

410 Richards St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Calhoun County
  • Costs more per square foot than 71% of homes in Vardaman 38878
  • Smaller than 79% of homes in Calhoun County
  • Has a smaller lot than 88% of homes in Vardaman 38878

What homes are worth in Vardaman 38878

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$381K

This home is worth more than 33% of homes in Vardaman 38878.

How it measures up in Vardaman 38878

The dot is this home. The mark in the middle is the typical home in Vardaman 38878.

Estimated value$98,520
CheaperTypical $115,361Pricier

Pricier than 33% of homes nearby

Price per ft²$86
CheaperTypical $79Pricier

Pricier than 71% of homes nearby

Living area1,152 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.25 ac
SmallerTypical 1 acBigger

Bigger than 12% of homes nearby

Year built1975
OlderTypical 1977Newer

Newer than 45% of homes nearby

How 410 Richards St ranks against every home in each area.
MeasureThis homeVardaman 38878Calhoun County
Estimated valuepricier than$98,52033% of homes29% of homes
Price per ft²pricier than$8671% of homes59% of homes
Living areabigger than1,152 ft²24% of homes21% of homes
Lot sizebigger than0.25 ac12% of homes14% of homes
Year builtnewer than197545% of homes51% of homes

About 410 Richards St

How much is 410 Richards St, Vardaman, MS worth?

The TopHap Estimate for 410 Richards St, Vardaman, MS is $98,520 as of Jul 14, 2026. The likely range is $96,585 to $100,455. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 410 Richards St, Vardaman, MS last sell?

410 Richards St, Vardaman, MS last sold on Nov 21, 2023, according to the county's recorded deed.

How big is 410 Richards St, Vardaman, MS?

410 Richards St, Vardaman, MS has 3 bedrooms, 1,152 square feet of living space and a 0.25-acre lot.

When was 410 Richards St, Vardaman, MS built?

410 Richards St, Vardaman, MS was built in 1975, making it 51 years old.

How does 410 Richards St, Vardaman, MS compare to other homes in Vardaman 38878?

Among the 1,072 homes in Vardaman 38878, it is worth more than 33% of them ($98,520 against a typical $115,361), its price per square foot is higher than 71% of them ($86 against a typical $79), it is bigger than 24% of them (1,152 ft² against a typical 1,440 ft²), its lot is bigger than 12% of them (0.25 ac against a typical 1 ac) and it is newer than 45% of them (1975 against a typical 1977). Measured against all of Calhoun County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 410 Richards St, Vardaman, MS?

The 2024 property tax bill for 410 Richards St, Vardaman, MS was $913. The county assessed it at $7,189.

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