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Single Family ResidenceResidential
$175,513$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

403 RIGGIN RD

TROY, IL 62294
4
Beds
2
Baths
1,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$176K
$160K low$191K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$27,063
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$21,650
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$142,450
DELMAR FINANCIAL CO · 5.63% 2 · recorded Jun 27, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$6,000
ILLINOIS HOUSING DEV AUTHORITY

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,439 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,710 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,130

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
C.A. Henning Elementary SchoolA
Elementary · Grades PK–5 · 1.6 mi
H
Triad High SchoolA
High · Grades 9–12 · 2.5 mi
M
Triad Middle SchoolB
Middle · Grades 6–8 · 4.2 mi

District: Triad Community Unit School District 2

Neighborhood · ZIP 62294These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.144

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.435 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,330
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Riggin Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Troy 62294
  • Costs less per square foot than 86% of homes in Troy 62294
  • Smaller than 73% of homes in Troy 62294
  • Has a smaller lot than 92% of homes in Troy 62294
  • Newer than 77% of homes in Madison County

What homes are worth in Troy 62294

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$709K

This home is worth more than 10% of homes in Troy 62294.

How it measures up in Troy 62294

The dot is this home. The mark in the middle is the typical home in Troy 62294.

Estimated value$175,513
CheaperTypical $320,607Pricier

Pricier than 10% of homes nearby

Price per ft²$161
CheaperTypical $227Pricier

Pricier than 14% of homes nearby

Living area1,092 ft²
SmallerTypical 1,364 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.17 ac
SmallerTypical 0.3 acBigger

Bigger than 8% of homes nearby

Year built1993
OlderTypical 1993Newer

Newer than 50% of homes nearby

How 403 Riggin Rd ranks against every home in each area.
MeasureThis homeTroy 62294Madison County
Estimated valuepricier than$175,51310% of homes48% of homes
Price per ft²pricier than$16114% of homes51% of homes
Living areabigger than1,092 ft²27% of homes47% of homes
Lot sizebigger than0.17 ac8% of homes25% of homes
Year builtnewer than199350% of homes77% of homes

About 403 Riggin Rd

How much is 403 Riggin Rd, Troy, IL worth?

The TopHap Estimate for 403 Riggin Rd, Troy, IL is $175,513 as of Jul 14, 2026. The likely range is $160,352 to $190,674. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Riggin Rd, Troy, IL last sell?

403 Riggin Rd, Troy, IL last sold on Jan 14, 2020, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 403 Riggin Rd, Troy, IL?

403 Riggin Rd, Troy, IL has 4 bedrooms, 2 bathrooms, 1,092 square feet of living space and a 0.17-acre lot.

When was 403 Riggin Rd, Troy, IL built?

403 Riggin Rd, Troy, IL was built in 1993, making it 33 years old. It is a conventional home. The building has 1 story.

What schools serve 403 Riggin Rd, Troy, IL?

403 Riggin Rd, Troy, IL is assigned to C.A. Henning Elementary School (elementary), rated A; Triad High School (high), rated A; Triad Middle School (middle), rated B. All sit in Triad Community Unit School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Riggin Rd, Troy, IL compare to other homes in Troy 62294?

Among the 5,706 homes in Troy 62294, it is worth more than 10% of them ($175,513 against a typical $320,607), its price per square foot is higher than 14% of them ($161 against a typical $227), it is bigger than 27% of them (1,092 ft² against a typical 1,364 ft²), its lot is bigger than 8% of them (0.17 ac against a typical 0.3 ac) and it is newer than 50% of them (1993 against a typical 1993). Measured against all of Madison County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Riggin Rd, Troy, IL?

The 2025 property tax bill for 403 Riggin Rd, Troy, IL was $3,439. The county assessed it at $49,710.

Closest homes

More homes in Troy 62294

Assigned schools

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