Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$534,898$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

403 SUMMERFIELD PL

FLAT ROCK, NC 28731
3
Baths
2,387 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$535K
$486K low$583K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$459,898
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$367,918
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.14%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
BANK OF AMERICA · recorded Apr 1, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,939 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$523,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$475,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$523,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$523,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyHENDERSON
Lot (acres)The size of the land the home sits on, from county records.0.06
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 126 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Upward Elementary SchoolB-
Elementary · Grades PK–5 · 0.8 mi
H
Henderson County Early CollegeA+
High · Grades 9–12 · 1.3 mi
M
Flat Rock Middle SchoolB
Middle · Grades 6–8 · 3.1 mi

District: Henderson County Schools

Neighborhood · ZIP 28731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,192
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.401 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,508
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Summerfield Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Henderson County
  • Costs less per square foot than 75% of homes in Flat Rock 28731
  • Bigger than 77% of homes in Henderson County
  • Has a smaller lot than 96% of homes in Flat Rock 28731
  • Newer than 93% of homes in Flat Rock 28731

What homes are worth in Flat Rock 28731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$152K$1.7M

This home is worth more than 55% of homes in Flat Rock 28731.

How it measures up in Flat Rock 28731

The dot is this home. The mark in the middle is the typical home in Flat Rock 28731.

Estimated value$534,898
CheaperTypical $500,368Pricier

Pricier than 55% of homes nearby

Price per ft²$224
CheaperTypical $267Pricier

Pricier than 25% of homes nearby

Living area2,387 ft²
SmallerTypical 1,849 ft²Bigger

Bigger than 69% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.89 acBigger

Bigger than 4% of homes nearby

Year built2019
OlderTypical 1995Newer

Newer than 93% of homes nearby

How 403 Summerfield Pl ranks against every home in each area.
MeasureThis homeFlat Rock 28731Henderson County
Estimated valuepricier than$534,89855% of homes71% of homes
Price per ft²pricier than$22425% of homes38% of homes
Living areabigger than2,387 ft²69% of homes77% of homes
Lot sizebigger than2,614 ft²4% of homes4% of homes
Year builtnewer than201993% of homes91% of homes

About 403 Summerfield Pl

How much is 403 Summerfield Pl, Flat Rock, NC worth?

The TopHap Estimate for 403 Summerfield Pl, Flat Rock, NC is $534,898 as of Jul 14, 2026. The likely range is $486,378 to $583,418. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Summerfield Pl, Flat Rock, NC last sell?

403 Summerfield Pl, Flat Rock, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 403 Summerfield Pl, Flat Rock, NC?

403 Summerfield Pl, Flat Rock, NC has 3 bathrooms, 2,387 square feet of living space and a 0.06-acre lot.

When was 403 Summerfield Pl, Flat Rock, NC built?

403 Summerfield Pl, Flat Rock, NC was built in 2019, making it 7 years old. It is a townhouse home. The building has 1 story.

What schools serve 403 Summerfield Pl, Flat Rock, NC?

403 Summerfield Pl, Flat Rock, NC is assigned to Upward Elementary School (elementary), rated B-; Henderson County Early College (high), rated A+; Flat Rock Middle School (middle), rated B. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Summerfield Pl, Flat Rock, NC compare to other homes in Flat Rock 28731?

Among the 4,347 homes in Flat Rock 28731, it is worth more than 55% of them ($534,898 against a typical $500,368), its price per square foot is higher than 25% of them ($224 against a typical $267), it is bigger than 69% of them (2,387 ft² against a typical 1,849 ft²), its lot is bigger than 4% of them (2,614 ft² against a typical 0.89 ac) and it is newer than 93% of them (2019 against a typical 1995). Measured against all of Henderson County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Summerfield Pl, Flat Rock, NC?

The 2025 property tax bill for 403 Summerfield Pl, Flat Rock, NC was $2,939. The county assessed it at $523,800.

Closest homes

More homes in Flat Rock 28731

Assigned schools

Explore the area

See this home in context

Open 403 Summerfield Pl on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map