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Rural ResidenceResidential
$249,703$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $138,000 on Jul 2, 2019

404 COTTONWOOD CIR

MONROE, NC 28110
2
Beds
2
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$250K
$195K low$304K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$138,000 · Jul 2, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,609 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$312,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$261,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$312,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.64
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 56 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shiloh Valley Primary SchoolA-
Elementary · Grades KG–2 · 2.1 mi
M
Sun Valley Middle SchoolB+
Middle · Grades 6–8 · 2.3 mi
H
Sun Valley High SchoolC+
High · Grades 9–12 · 2.5 mi

District: Union County Public Schools

Neighborhood · ZIP 28110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.59,112
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.453 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,215
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

404 Cottonwood Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Union County
  • Smaller than 94% of homes in Union County

What homes are worth in Monroe 28110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$894K

This home is worth more than 13% of homes in Monroe 28110.

How it measures up in Monroe 28110

The dot is this home. The mark in the middle is the typical home in Monroe 28110.

Estimated value$249,703
CheaperTypical $384,651Pricier

Pricier than 13% of homes nearby

Price per ft²$231
CheaperTypical $216Pricier

Pricier than 60% of homes nearby

Living area1,080 ft²
SmallerTypical 1,756 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.64 ac
SmallerTypical 0.46 acBigger

Bigger than 60% of homes nearby

Year built2002
OlderTypical 2000Newer

Newer than 59% of homes nearby

How 404 Cottonwood Cir ranks against every home in each area.
MeasureThis homeMonroe 28110Union County
Estimated valuepricier than$249,70313% of homes10% of homes
Price per ft²pricier than$23160% of homes55% of homes
Living areabigger than1,080 ft²8% of homes6% of homes
Lot sizebigger than0.64 ac60% of homes60% of homes
Year builtnewer than200259% of homes52% of homes

About 404 Cottonwood Cir

How much is 404 Cottonwood Cir, Monroe, NC worth?

The TopHap Estimate for 404 Cottonwood Cir, Monroe, NC is $249,703 as of Oct 21, 2026. The likely range is $195,241 to $304,165. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 404 Cottonwood Cir, Monroe, NC last sell?

404 Cottonwood Cir, Monroe, NC last sold on Jul 2, 2019 for $138,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 404 Cottonwood Cir, Monroe, NC?

404 Cottonwood Cir, Monroe, NC has 2 bedrooms, 2 bathrooms, 1,080 square feet of living space and a 0.64-acre lot.

When was 404 Cottonwood Cir, Monroe, NC built?

404 Cottonwood Cir, Monroe, NC was built in 2002, making it 24 years old. It is a conventional home. The building has 1 story.

What schools serve 404 Cottonwood Cir, Monroe, NC?

404 Cottonwood Cir, Monroe, NC is assigned to Shiloh Valley Primary School (elementary), rated A-; Sun Valley Middle School (middle), rated B+; Sun Valley High School (high), rated C+. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 404 Cottonwood Cir, Monroe, NC compare to other homes in Monroe 28110?

Among the 21,524 homes in Monroe 28110, it is worth more than 13% of them ($249,703 against a typical $384,651), its price per square foot is higher than 60% of them ($231 against a typical $216), it is bigger than 8% of them (1,080 ft² against a typical 1,756 ft²), its lot is bigger than 60% of them (0.64 ac against a typical 0.46 ac) and it is newer than 59% of them (2002 against a typical 2000). Measured against all of Union County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 404 Cottonwood Cir, Monroe, NC?

The 2026 property tax bill for 404 Cottonwood Cir, Monroe, NC was $1,609. The county assessed it at $312,800.

More homes on Cottonwood Cir

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Assigned schools

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