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Rural ResidenceResidential
$299,126$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $299,000 on Dec 29, 2025

408 COTTONWOOD CIR

MONROE, NC 28110
3
Beds
2
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$299K
$246K low$352K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$299,000 · Dec 29, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,451 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$282,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$230,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$282,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.64
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shiloh Valley Primary SchoolA-
Elementary · Grades KG–2 · 2.0 mi
M
Sun Valley Middle SchoolB+
Middle · Grades 6–8 · 2.2 mi
H
Sun Valley High SchoolC+
High · Grades 9–12 · 2.5 mi

District: Union County Public Schools

Neighborhood · ZIP 28110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.59,112
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.453 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,215
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

408 Cottonwood Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Union County
  • Costs less per square foot than 82% of homes in Union County
  • Smaller than 67% of homes in Union County
  • Older than 76% of homes in Union County

What homes are worth in Monroe 28110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$894K

This home is worth more than 23% of homes in Monroe 28110.

How it measures up in Monroe 28110

The dot is this home. The mark in the middle is the typical home in Monroe 28110.

Estimated value$299,126
CheaperTypical $384,651Pricier

Pricier than 23% of homes nearby

Price per ft²$178
CheaperTypical $216Pricier

Pricier than 22% of homes nearby

Living area1,680 ft²
SmallerTypical 1,756 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.64 ac
SmallerTypical 0.46 acBigger

Bigger than 60% of homes nearby

Year built1988
OlderTypical 2000Newer

Newer than 27% of homes nearby

How 408 Cottonwood Cir ranks against every home in each area.
MeasureThis homeMonroe 28110Union County
Estimated valuepricier than$299,12623% of homes17% of homes
Price per ft²pricier than$17822% of homes18% of homes
Living areabigger than1,680 ft²45% of homes33% of homes
Lot sizebigger than0.64 ac60% of homes60% of homes
Year builtnewer than198827% of homes24% of homes

About 408 Cottonwood Cir

How much is 408 Cottonwood Cir, Monroe, NC worth?

The TopHap Estimate for 408 Cottonwood Cir, Monroe, NC is $299,126 as of Oct 21, 2026. The likely range is $246,160 to $352,092. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 408 Cottonwood Cir, Monroe, NC last sell?

408 Cottonwood Cir, Monroe, NC last sold on Dec 29, 2025 for $299,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 408 Cottonwood Cir, Monroe, NC?

408 Cottonwood Cir, Monroe, NC has 3 bedrooms, 2 bathrooms, 1,680 square feet of living space and a 0.64-acre lot.

When was 408 Cottonwood Cir, Monroe, NC built?

408 Cottonwood Cir, Monroe, NC was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 408 Cottonwood Cir, Monroe, NC?

408 Cottonwood Cir, Monroe, NC is assigned to Shiloh Valley Primary School (elementary), rated A-; Sun Valley Middle School (middle), rated B+; Sun Valley High School (high), rated C+. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 408 Cottonwood Cir, Monroe, NC compare to other homes in Monroe 28110?

Among the 21,524 homes in Monroe 28110, it is worth more than 23% of them ($299,126 against a typical $384,651), its price per square foot is higher than 22% of them ($178 against a typical $216), it is bigger than 45% of them (1,680 ft² against a typical 1,756 ft²), its lot is bigger than 60% of them (0.64 ac against a typical 0.46 ac) and it is newer than 27% of them (1988 against a typical 2000). Measured against all of Union County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 408 Cottonwood Cir, Monroe, NC?

The 2026 property tax bill for 408 Cottonwood Cir, Monroe, NC was $1,451. The county assessed it at $282,000.

More homes on Cottonwood Cir

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