Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$370,054$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

404 RIVERS BEND CIR

CHESTER, VA 23836
4
Beds
2.5
Baths
2,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$370K
$286K low$454K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$262,054
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$209,643
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,000
BRANCH BANKING & TRUST CO · P · recorded Feb 16, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
BRANCH BANKING & TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,066 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$454,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$358,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$440,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$454,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyCHESTERFIELD
Lot (acres)The size of the land the home sits on, from county records.1.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 195 ft²Patio · 835 ft²Porch · 21 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Elizabeth Davis Middle SchoolC
Middle · Grades 6–8 · 2.0 mi
E
Enon Elementary SchoolB
Elementary · Grades PK–5 · 3.1 mi
H
Thomas Dale High SchoolC-
High · Grades 9–12 · 3.7 mi

District: Chesterfield County Public Schools

Neighborhood · ZIP 23836These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.14,653
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.563 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,683
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

404 Rivers Bend Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 73% of homes in Chesterfield County
  • Bigger than 74% of homes in Chesterfield County
  • Has a bigger lot than 91% of homes in Chester 23836
  • Older than 68% of homes in Chester 23836

What homes are worth in Chester 23836

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$852K

This home is worth more than 56% of homes in Chester 23836.

How it measures up in Chester 23836

The dot is this home. The mark in the middle is the typical home in Chester 23836.

Estimated value$370,054
CheaperTypical $341,161Pricier

Pricier than 56% of homes nearby

Price per ft²$138
CheaperTypical $152Pricier

Pricier than 35% of homes nearby

Living area2,680 ft²
SmallerTypical 2,268 ft²Bigger

Bigger than 64% of homes nearby

Lot size1.41 ac
SmallerTypical 0.43 acBigger

Bigger than 91% of homes nearby

Year built1988
OlderTypical 1997Newer

Newer than 32% of homes nearby

How 404 Rivers Bend Cir ranks against every home in each area.
MeasureThis homeChester 23836Chesterfield County
Estimated valuepricier than$370,05456% of homes61% of homes
Price per ft²pricier than$13835% of homes27% of homes
Living areabigger than2,680 ft²64% of homes74% of homes
Lot sizebigger than1.41 ac91% of homes87% of homes
Year builtnewer than198832% of homes48% of homes

About 404 Rivers Bend Cir

How much is 404 Rivers Bend Cir, Chester, VA worth?

The TopHap Estimate for 404 Rivers Bend Cir, Chester, VA is $370,054 as of Jul 14, 2026. The likely range is $286,144 to $453,964. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 404 Rivers Bend Cir, Chester, VA last sell?

404 Rivers Bend Cir, Chester, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 404 Rivers Bend Cir, Chester, VA?

404 Rivers Bend Cir, Chester, VA has 4 bedrooms, 2.5 bathrooms, 2,680 square feet of living space and a 1.41-acre lot.

When was 404 Rivers Bend Cir, Chester, VA built?

404 Rivers Bend Cir, Chester, VA was built in 1988, making it 38 years old. It is a contemporary home. The building has 2 stories.

What schools serve 404 Rivers Bend Cir, Chester, VA?

404 Rivers Bend Cir, Chester, VA is assigned to Elizabeth Davis Middle School (middle), rated C; Enon Elementary School (elementary), rated B; Thomas Dale High School (high), rated C-. All sit in Chesterfield County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 404 Rivers Bend Cir, Chester, VA compare to other homes in Chester 23836?

Among the 5,250 homes in Chester 23836, it is worth more than 56% of them ($370,054 against a typical $341,161), its price per square foot is higher than 35% of them ($138 against a typical $152), it is bigger than 64% of them (2,680 ft² against a typical 2,268 ft²), its lot is bigger than 91% of them (1.41 ac against a typical 0.43 ac) and it is newer than 32% of them (1988 against a typical 1997). Measured against all of Chesterfield County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 404 Rivers Bend Cir, Chester, VA?

The 2026 property tax bill for 404 Rivers Bend Cir, Chester, VA was $4,066. The county assessed it at $454,000.

Closest homes

More homes in Chester 23836

Assigned schools

Explore the area

See this home in context

Open 404 Rivers Bend Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map